Beaver County, Oklahoma

County Distress Index: Normal · 41.6 | 5,018 people · 76th most distressed in Oklahoma
American Default Research

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Beaver County, OK falls within the normal range for household financial distress at 41.6 — 2239th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 76th of 77 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Beaver County's primary driver is Community Vulnerability at 70.8 — above the national median.

Community Vulnerability Primary driver 70.8
Uninsured Rate 89
Disability Rate 52
Income & Poverty 40.1
Poverty Rate 49
Income vs. State Median 18
Child Poverty Rate 53
Debt & Delinquency 36.6
Debt in Collections 31
Medical Debt 46
Student Loan Delinquency 77
Auto Loan Delinquency 47
Credit Card Delinquency 14
Bankruptcy Filing Rate 6
Employment & Wages 34.6
Unemployment Rate 23
Wage-to-Rent Ratio 23
Business Formation Rate 58
Housing Cost Burden 25.9
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 20
Mortgage-Burdened (30%+) 72
Homeownership Rate 20
Rent-to-Income Ratio 10

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Beaver County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Beaver County
Beaver County, OK 41.6 Normal —
Ellis County, OK 57.6 Elevated +16.0
Seward County, KS 47.5 Normal +5.9
Texas County, OK 44.3 Normal +2.7
Ochiltree County, TX 44.2 Normal +2.6
Harper County, OK 41.9 Normal +0.3
Lipscomb County, TX 34.1 Healthy -7.5
Clark County, KS 33.2 Healthy -8.4
Meade County, KS 27.1 Healthy -14.5

Population Peers

County Score Zone vs. Beaver County
Sherman County, NE 41.6 Normal +0.0
Wayne County, UT 41.6 Normal +0.0
Doniphan County, KS 41.6 Normal -0.0
Scotland County, MO 41.5 Normal -0.1
Wallace County, KS 41.7 Normal +0.1

Download Data

Export all distress indicators for Beaver County as a CSV file.

Find Help in Beaver County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Beaver County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Beaver County, Oklahoma?

    Beaver County has a County Distress Index score of 41.6 out of 100, placing it in the Normal zone. It ranks 2,239th nationally out of 3,144 counties and 76th in Oklahoma out of 77 counties.

  • What drives financial distress in Beaver County?

    The primary driver of distress in Beaver County is Community Vulnerability, where the county scores 70.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Beaver County compare to neighboring counties?

    Beaver County (41.6) can be compared to its 8 neighboring counties: Ellis County, OK (57.6); Seward County, KS (47.5); Texas County, OK (44.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Beaver County?

    Beaver County, Oklahoma has a population of approximately 5,018 (2023 Census estimate), classified as a tiny county.