Clinton County, Ohio

County Distress Index: Normal · 46.0 | 41,938 people · 55th most distressed in Ohio
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Clinton County, OH falls within the normal range for household financial distress at 46.0 — 1905th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Ohio, it ranks 55th of 88 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clinton County's primary driver is Debt & Delinquency at 55.1 — above the national median.

Debt & Delinquency Primary driver 55.1
Debt in Collections 57
Medical Debt 62
Student Loan Delinquency 18
Auto Loan Delinquency 56
Credit Card Delinquency 66
Bankruptcy Filing Rate 72
Housing Cost Burden 45.4
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 35
Homeownership Rate 69
Rent-to-Income Ratio 21
Employment & Wages 45.3
Unemployment Rate 52
Wage-to-Rent Ratio 7
Business Formation Rate 77
Community Vulnerability 43.4
Uninsured Rate 31
Disability Rate 56
Income & Poverty 40.5
Poverty Rate 41
Income vs. State Median 40
Child Poverty Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clinton County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clinton County
Clinton County, OH 46.0 Normal —
Highland County, OH 57.9 Elevated +12.0
Brown County, OH 57.9 Elevated +11.9
Fayette County, OH 57.5 Elevated +11.5
Clermont County, OH 41.9 Normal -4.0
Greene County, OH 35.5 Normal -10.4
Warren County, OH 21.2 Healthy -24.7

Population Peers

County Score Zone vs. Clinton County
Morgan County, GA 46.0 Normal +0.0
Greene County, IL 45.9 Normal -0.1
Noble County, OK 45.9 Normal -0.1
Huntingdon County, PA 46.0 Normal +0.1
Juniata County, PA 45.9 Normal -0.1

Download Data

Export all distress indicators for Clinton County as a CSV file.

Find Help in Clinton County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Clinton County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Clinton County, Ohio?

    Clinton County has a County Distress Index score of 46.0 out of 100, placing it in the Normal zone. It ranks 1,905th nationally out of 3,144 counties and 55th in Ohio out of 88 counties.

  • What drives financial distress in Clinton County?

    The primary driver of distress in Clinton County is Debt & Delinquency, where the county scores 55.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Clinton County compare to neighboring counties?

    Clinton County (46.0) can be compared to its 6 neighboring counties: Highland County, OH (57.9); Brown County, OH (57.9); Fayette County, OH (57.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Clinton County?

    Clinton County, Ohio has a population of approximately 41,938 (2023 Census estimate), classified as a small county.