Clermont County, Ohio

County Distress Index: Normal · 41.9 | 211,972 people · 64th most distressed in Ohio
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Clermont County, OH falls within the normal range for household financial distress at 41.9 — 2215th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Ohio, it ranks 64th of 88 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clermont County's primary driver is Employment & Wages at 60.6 — above the national median.

Employment & Wages Primary driver 60.6
Unemployment Rate 52
Wage-to-Rent Ratio 71
Business Formation Rate 58
Debt & Delinquency 56.6
Debt in Collections 51
Medical Debt 68
Student Loan Delinquency 54
Auto Loan Delinquency 47
Credit Card Delinquency 37
Bankruptcy Filing Rate 82
Housing Cost Burden 48.2
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 43
Mortgage-Burdened (30%+) 59
Homeownership Rate 55
Rent-to-Income Ratio 37
Community Vulnerability 30.6
Uninsured Rate 26
Disability Rate 35
Income & Poverty 13.7
Poverty Rate 12
Income vs. State Median 13
Child Poverty Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clermont County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clermont County
Clermont County, OH 41.9 Normal —
Brown County, OH 57.9 Elevated +15.9
Bracken County, KY 53.5 Elevated +11.6
Pendleton County, KY 49.3 Normal +7.4
Hamilton County, OH 48.3 Normal +6.4
Clinton County, OH 46.0 Normal +4.0
Campbell County, KY 37.6 Normal -4.4
Warren County, OH 21.2 Healthy -20.7

Population Peers

County Score Zone vs. Clermont County
Effingham County, GA 41.9 Normal -0.0
Waupaca County, WI 42.0 Normal +0.1
Fairfield County, OH 41.9 Normal -0.1
Newport County, RI 42.0 Normal +0.1
Lake County, OH 42.1 Normal +0.1

Download Data

Export all distress indicators for Clermont County as a CSV file.

Find Help in Clermont County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Clermont County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Clermont County, Ohio?

    Clermont County has a County Distress Index score of 41.9 out of 100, placing it in the Normal zone. It ranks 2,215th nationally out of 3,144 counties and 64th in Ohio out of 88 counties.

  • What drives financial distress in Clermont County?

    The primary driver of distress in Clermont County is Employment & Wages, where the county scores 60.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Clermont County compare to neighboring counties?

    Clermont County (41.9) can be compared to its 7 neighboring counties: Brown County, OH (57.9); Bracken County, KY (53.5); Pendleton County, KY (49.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Clermont County?

    Clermont County, Ohio has a population of approximately 211,972 (2023 Census estimate), classified as a mid county.