McHenry County, North Dakota

County Distress Index: Healthy · 28.0 | 5,131 people · 29th most distressed in North Dakota
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

McHenry County, ND ranks among the least distressed counties in the country at 28.0 — 2957th nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within North Dakota, it ranks 29th of 53 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McHenry County's primary driver is Income & Poverty at 45.8 — above the national median.

Income & Poverty Primary driver 45.8
Poverty Rate 40
Income vs. State Median 63
Child Poverty Rate 34
Employment & Wages 43.0
Unemployment Rate 67
Wage-to-Rent Ratio 18
Business Formation Rate 45
Community Vulnerability 30.4
Uninsured Rate 43
Disability Rate 18
Housing Cost Burden 11.2
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 14
Homeownership Rate 18
Rent-to-Income Ratio 15
Debt & Delinquency 9.5
Debt in Collections 5
Medical Debt 7
Student Loan Delinquency 11
Auto Loan Delinquency 5
Credit Card Delinquency 5
Bankruptcy Filing Rate 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McHenry County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McHenry County
McHenry County, ND 28.0 Healthy —
Ward County, ND 35.8 Normal +7.8
Sheridan County, ND 34.8 Healthy +6.9
Pierce County, ND 33.8 Healthy +5.8
Renville County, ND 24.2 Healthy -3.8
Bottineau County, ND 21.4 Healthy -6.6
McLean County, ND 19.6 Healthy -8.4

Population Peers

County Score Zone vs. McHenry County
Perkins County, NE 28.0 Healthy -0.0
Sweet Grass County, MT 27.9 Healthy -0.1
Borden County, TX 27.8 Healthy -0.2
Greeley County, KS 27.7 Healthy -0.3
Trego County, KS 27.6 Healthy -0.3

Download Data

Export all distress indicators for McHenry County as a CSV file.

Find Help in McHenry County

Find an Attorney

State Bar Association of North Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar Association of North Dakota Lawyer Referral Service 701-255-1404

Free Legal Aid

Legal aid organizations serving McHenry County residents at no cost.

Legal Services of North Dakota 1-800-634-5263

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Dakota →

Continue Reading

Frequently Asked Questions

  • What is the distress score for McHenry County, North Dakota?

    McHenry County has a County Distress Index score of 28.0 out of 100, placing it in the Healthy zone. It ranks 2,957th nationally out of 3,144 counties and 29th in North Dakota out of 53 counties.

  • What drives financial distress in McHenry County?

    The primary driver of distress in McHenry County is Income & Poverty, where the county scores 45.8 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does McHenry County compare to neighboring counties?

    McHenry County (28.0) can be compared to its 6 neighboring counties: Ward County, ND (35.8); Sheridan County, ND (34.8); Pierce County, ND (33.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of McHenry County?

    McHenry County, North Dakota has a population of approximately 5,131 (2023 Census estimate), classified as a tiny county.