Rockingham County, North Carolina

County Distress Index: Elevated · 58.1 | 92,518 people · 43rd most distressed in North Carolina
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Rockingham County, NC registers elevated household financial distress with a score of 58.1 — 981st nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within North Carolina, it ranks 43rd of 100 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Rockingham County's primary driver is Community Vulnerability at 66.3 — above the national median.

Community Vulnerability Primary driver 66.3
Uninsured Rate 66
Disability Rate 67
Debt & Delinquency 62.6
Debt in Collections 71
Medical Debt 30
Student Loan Delinquency 83
Auto Loan Delinquency 83
Credit Card Delinquency 66
Bankruptcy Filing Rate 42
Employment & Wages 56.2
Unemployment Rate 49
Wage-to-Rent Ratio 68
Business Formation Rate 51
Income & Poverty 54.0
Poverty Rate 50
Income vs. State Median 58
Child Poverty Rate 54
Housing Cost Burden 51.4
Rent-Burdened (30%+) 53
Severely Rent-Burdened (50%+) 55
Mortgage-Burdened (30%+) 36
Homeownership Rate 60
Rent-to-Income Ratio 52

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Rockingham County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Rockingham County
Rockingham County, NC 58.1 Elevated —
Henry County, VA 64.9 Elevated +6.8
Caswell County, NC 58.1 Elevated 0.0
Guilford County, NC 54.2 Elevated -3.9
Forsyth County, NC 53.0 Elevated -5.1
Pittsylvania County, VA 52.3 Elevated -5.8
Alamance County, NC 51.5 Elevated -6.6
Stokes County, NC 51.1 Elevated -7.0

Population Peers

County Score Zone vs. Rockingham County
Vermilion County, IL 58.1 Elevated -0.0
Cattaraugus County, NY 58.0 Elevated -0.1
Calcasieu Parish, LA 58.2 Elevated +0.1
Walker County, AL 58.2 Elevated +0.1
Onslow County, NC 58.3 Elevated +0.2

Download Data

Export all distress indicators for Rockingham County as a CSV file.

Find Help in Rockingham County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Rockingham County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

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Frequently Asked Questions

  • What is the distress score for Rockingham County, North Carolina?

    Rockingham County has a County Distress Index score of 58.1 out of 100, placing it in the Elevated zone. It ranks 981st nationally out of 3,144 counties and 43rd in North Carolina out of 100 counties.

  • What drives financial distress in Rockingham County?

    The primary driver of distress in Rockingham County is Community Vulnerability, where the county scores 66.3 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Rockingham County compare to neighboring counties?

    Rockingham County (58.1) can be compared to its 7 neighboring counties: Henry County, VA (64.9); Caswell County, NC (58.1); Guilford County, NC (54.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Rockingham County?

    Rockingham County, North Carolina has a population of approximately 92,518 (2023 Census estimate), classified as a mid county.