Randolph County, North Carolina

County Distress Index: Elevated · 61.0 | 147,458 people · 31st most distressed in North Carolina
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Randolph County, NC registers elevated household financial distress with a score of 61.0 — 750th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within North Carolina, it ranks 31st of 100 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Randolph County's primary driver is Community Vulnerability at 64.7 — above the national median.

Community Vulnerability Primary driver 64.7
Uninsured Rate 79
Disability Rate 50
Debt & Delinquency 61.1
Debt in Collections 62
Medical Debt 37
Student Loan Delinquency 61
Auto Loan Delinquency 78
Credit Card Delinquency 83
Bankruptcy Filing Rate 46
Housing Cost Burden 60.8
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 56
Mortgage-Burdened (30%+) 40
Homeownership Rate 58
Rent-to-Income Ratio 88
Income & Poverty 60.7
Poverty Rate 65
Income vs. State Median 54
Child Poverty Rate 63
Employment & Wages 58.0
Unemployment Rate 38
Wage-to-Rent Ratio 83
Business Formation Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Randolph County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Randolph County
Randolph County, NC 61.0 Elevated —
Montgomery County, NC 54.3 Elevated -6.8
Guilford County, NC 54.2 Elevated -6.9
Alamance County, NC 51.5 Elevated -9.6
Davidson County, NC 49.0 Normal -12.1
Moore County, NC 38.2 Normal -22.9
Chatham County, NC 32.8 Healthy -28.3

Population Peers

County Score Zone vs. Randolph County
Atascosa County, TX 61.1 Elevated +0.0
Linn County, OR 61.0 Elevated -0.1
Tuolumne County, CA 61.1 Elevated +0.1
Sampson County, NC 61.0 Elevated -0.1
Taney County, MO 60.9 Elevated -0.1

Download Data

Export all distress indicators for Randolph County as a CSV file.

Find Help in Randolph County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Randolph County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Randolph County, North Carolina?

    Randolph County has a County Distress Index score of 61.0 out of 100, placing it in the Elevated zone. It ranks 750th nationally out of 3,144 counties and 31st in North Carolina out of 100 counties.

  • What drives financial distress in Randolph County?

    The primary driver of distress in Randolph County is Community Vulnerability, where the county scores 64.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Randolph County compare to neighboring counties?

    Randolph County (61.0) can be compared to its 6 neighboring counties: Montgomery County, NC (54.3); Guilford County, NC (54.2); Alamance County, NC (51.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Randolph County?

    Randolph County, North Carolina has a population of approximately 147,458 (2023 Census estimate), classified as a mid county.