Pamlico County, North Carolina

County Distress Index: Elevated · 55.6 | 12,423 people · 50th most distressed in North Carolina

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Pamlico County, NC registers elevated household financial distress with a score of 55.6 — 1170th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within North Carolina, it ranks 50th of 100 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Pamlico County's primary driver is Community Vulnerability at 66.6 — above the national median.

Community Vulnerability Primary driver 66.6
Uninsured Rate 55
Disability Rate 79
Income & Poverty 61.6
Poverty Rate 61
Income vs. State Median 43
Child Poverty Rate 81
Employment & Wages 60.8
Unemployment Rate 41
Wage-to-Rent Ratio 91
Business Formation Rate 50
Debt & Delinquency 58.9
Debt in Collections 66
Medical Debt 92
Student Loan Delinquency 70
Auto Loan Delinquency 87
Credit Card Delinquency 27
Bankruptcy Filing Rate 12
Housing Cost Burden 30.1
Rent-Burdened (30%+) 28
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 57
Homeownership Rate 6
Rent-to-Income Ratio 48

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Pamlico County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Pamlico County
Pamlico County, NC 55.6 Elevated
Hyde County, NC 73.7 Serious +18.1
Beaufort County, NC 61.2 Elevated +5.6
Craven County, NC 57.2 Elevated +1.6
Carteret County, NC 46.3 Normal -9.3

Population Peers

County Score Zone vs. Pamlico County
Comanche County, TX 55.6 Elevated -0.0
Clay County, TX 55.7 Elevated +0.0
Giles County, TN 55.6 Elevated -0.1
Greenup County, KY 55.7 Elevated +0.1
Lyon County, KS 55.6 Elevated -0.1

Download Data

Export all distress indicators for Pamlico County as a CSV file.

Find Help in Pamlico County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Pamlico County residents at no cost.

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.