Steuben County, New York

County Distress Index: Normal · 46.0 | 92,162 people · 36th most distressed in New York
American Default Research

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Steuben County, NY falls within the normal range for household financial distress at 46.0 — 1903rd nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within New York, it ranks 36th of 62 counties. Among its 8 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Steuben County's primary driver is Income & Poverty at 59.5 — above the national median.

Income & Poverty Primary driver 59.5
Poverty Rate 56
Income vs. State Median 66
Child Poverty Rate 57
Employment & Wages 54.3
Unemployment Rate 67
Wage-to-Rent Ratio 3
Business Formation Rate 93
Housing Cost Burden 53.5
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 64
Mortgage-Burdened (30%+) 47
Homeownership Rate 55
Rent-to-Income Ratio 41
Debt & Delinquency 32.9
Debt in Collections 41
Medical Debt 7
Student Loan Delinquency 35
Auto Loan Delinquency 35
Credit Card Delinquency 62
Bankruptcy Filing Rate 17
Community Vulnerability 29.7
Uninsured Rate 14
Disability Rate 45

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Steuben County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Steuben County
Steuben County, NY 46.0 Normal —
Chemung County, NY 58.4 Elevated +12.4
Tioga County, PA 50.7 Elevated +4.8
Yates County, NY 50.5 Elevated +4.5
Allegany County, NY 50.1 Elevated +4.1
Potter County, PA 46.3 Normal +0.4
Schuyler County, NY 46.2 Normal +0.2
Livingston County, NY 45.4 Normal -0.6
Ontario County, NY 38.3 Normal -7.7

Population Peers

County Score Zone vs. Steuben County
Monroe County, IN 46.0 Normal 0.0
Knox County, OH 46.0 Normal -0.0
Northumberland County, PA 45.9 Normal -0.0
Brunswick County, NC 46.0 Normal +0.1
Beaufort County, SC 45.9 Normal -0.1

Download Data

Export all distress indicators for Steuben County as a CSV file.

Find Help in Steuben County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Steuben County.

STEUBEN CHURCHPEOPLE AGAINST POVERTY, INC. D/B/A ARBOR HOUSING AND DEVELOPMENT
Corning
607-654-7487 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseRental Help

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Steuben County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Steuben County, New York?

    Steuben County has a County Distress Index score of 46.0 out of 100, placing it in the Normal zone. It ranks 1,903rd nationally out of 3,144 counties and 36th in New York out of 62 counties.

  • What drives financial distress in Steuben County?

    The primary driver of distress in Steuben County is Income & Poverty, where the county scores 59.5 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Steuben County compare to neighboring counties?

    Steuben County (46.0) can be compared to its 8 neighboring counties: Chemung County, NY (58.4); Tioga County, PA (50.7); Yates County, NY (50.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Steuben County?

    Steuben County, New York has a population of approximately 92,162 (2023 Census estimate), classified as a mid county.