Rockland County, New York

County Distress Index: Normal · 42.4 | 340,807 people · 48th most distressed in New York
American Default Research

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Rockland County, NY falls within the normal range for household financial distress at 42.4 — 2187th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 48th of 62 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Rockland County's primary driver is Housing Cost Burden at 94.3 — worse than roughly 94% of U.S. counties.

Housing Cost Burden Primary driver 94.3
Rent-Burdened (30%+) 99
Severely Rent-Burdened (50%+) 99
Mortgage-Burdened (30%+) 99
Homeownership Rate 77
Rent-to-Income Ratio 98
Income & Poverty 46.6
Poverty Rate 63
Income vs. State Median 3
Child Poverty Rate 74
Employment & Wages 42.3
Unemployment Rate 23
Wage-to-Rent Ratio 100
Business Formation Rate 5
Debt & Delinquency 21.0
Debt in Collections 8
Medical Debt 7
Student Loan Delinquency 13
Auto Loan Delinquency 25
Credit Card Delinquency 27
Bankruptcy Filing Rate 46
Community Vulnerability 7.4
Uninsured Rate 12
Disability Rate 2

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Rockland County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Rockland County
Rockland County, NY 42.4 Normal —
Passaic County, NJ 64.7 Elevated +22.4
Orange County, NY 47.1 Normal +4.7
Bergen County, NJ 37.1 Normal -5.3
Westchester County, NY 37.0 Normal -5.4
Putnam County, NY 29.9 Healthy -12.4

Population Peers

County Score Zone vs. Rockland County
Kane County, IL 42.3 Normal -0.0
Fort Bend County, TX 42.4 Normal +0.0
Lancaster County, PA 42.5 Normal +0.1
El Paso County, CO 42.2 Normal -0.2
Henrico County, VA 42.1 Normal -0.3

Download Data

Export all distress indicators for Rockland County as a CSV file.

Find Help in Rockland County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Rockland County.

ROCKLAND HOUSING ACTION COALITION
New City
845-708-5799 Website
Foreclosure PreventionMortgage HelpFinancial CounselingPre-Purchase

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Rockland County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Rockland County, New York?

    Rockland County has a County Distress Index score of 42.4 out of 100, placing it in the Normal zone. It ranks 2,187th nationally out of 3,144 counties and 48th in New York out of 62 counties.

  • What drives financial distress in Rockland County?

    The primary driver of distress in Rockland County is Housing Cost Burden, where the county scores 94.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Rockland County compare to neighboring counties?

    Rockland County (42.4) can be compared to its 5 neighboring counties: Passaic County, NJ (64.7); Orange County, NY (47.1); Bergen County, NJ (37.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Rockland County?

    Rockland County, New York has a population of approximately 340,807 (2023 Census estimate), classified as a large county.