Richmond County, New York

County Distress Index: Normal · 47.1 | 490,687 people · 32nd most distressed in New York
American Default Research

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Richmond County, NY falls within the normal range for household financial distress at 47.1 — 1814th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 32nd of 62 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Richmond County's primary driver is Housing Cost Burden at 92.5 — worse than roughly 93% of U.S. counties.

Housing Cost Burden Primary driver 92.5
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 96
Mortgage-Burdened (30%+) 95
Homeownership Rate 78
Rent-to-Income Ratio 99
Employment & Wages 69.5
Unemployment Rate 78
Wage-to-Rent Ratio 99
Business Formation Rate 31
Income & Poverty 34.3
Poverty Rate 47
Income vs. State Median 8
Child Poverty Rate 48
Debt & Delinquency 32.5
Debt in Collections 28
Medical Debt 7
Student Loan Delinquency 36
Auto Loan Delinquency 35
Credit Card Delinquency 43
Bankruptcy Filing Rate 47
Community Vulnerability 6.9
Uninsured Rate 7
Disability Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Richmond County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Richmond County
Richmond County, NY 47.1 Normal —
Hudson County, NJ 60.2 Elevated +13.0
Kings County, NY 56.8 Elevated +9.6
Queens County, NY 53.3 Elevated +6.2
Union County, NJ 52.5 Elevated +5.4
Middlesex County, NJ 43.5 Normal -3.7
Monmouth County, NJ 35.9 Normal -11.2

Population Peers

County Score Zone vs. Richmond County
Pierce County, WA 47.1 Normal -0.0
Orange County, NY 47.1 Normal -0.1
Spokane County, WA 47.3 Normal +0.1
Ocean County, NJ 46.9 Normal -0.3
Lorain County, OH 47.5 Normal +0.3

Download Data

Export all distress indicators for Richmond County as a CSV file.

Find Help in Richmond County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Richmond County.

NEIGHBORHOODS FOR A SUSTAINABLE FUTURE fka NHS of Staten Island
Staten Island
718-313-4890
Foreclosure PreventionMortgage HelpPre-PurchaseHomebuyer Education
NORTHFIELD COMMUNITY LOCAL DEVELOPMENT CORPORATION OF STATEN ISLAND, INC.
Staten Island
718-442-7351 Website
Foreclosure PreventionHome Improvement/RehabPre-PurchaseRental Help

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Richmond County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Richmond County, New York?

    Richmond County has a County Distress Index score of 47.1 out of 100, placing it in the Normal zone. It ranks 1,814th nationally out of 3,144 counties and 32nd in New York out of 62 counties.

  • What drives financial distress in Richmond County?

    The primary driver of distress in Richmond County is Housing Cost Burden, where the county scores 92.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Richmond County compare to neighboring counties?

    Richmond County (47.1) can be compared to its 6 neighboring counties: Hudson County, NJ (60.2); Kings County, NY (56.8); Queens County, NY (53.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Richmond County?

    Richmond County, New York has a population of approximately 490,687 (2023 Census estimate), classified as a large county.