Fulton County, New York

County Distress Index: Elevated · 52.6 | 52,234 people · 15th most distressed in New York

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Fulton County, NY registers elevated household financial distress with a score of 52.6 — 1405th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within New York, it ranks 15th of 62 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Fulton County's primary driver is Employment & Wages at 65.6 — above the national median.

Employment & Wages Primary driver 65.6
Unemployment Rate 67
Wage-to-Rent Ratio 39
Business Formation Rate 91
Income & Poverty 61.4
Poverty Rate 54
Income vs. State Median 69
Child Poverty Rate 62
Housing Cost Burden 57.3
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 42
Homeownership Rate 73
Rent-to-Income Ratio 46
Debt & Delinquency 45.0
Debt in Collections 56
Medical Debt 7
Student Loan Delinquency 31
Auto Loan Delinquency 44
Credit Card Delinquency 57
Bankruptcy Filing Rate 75
Community Vulnerability 33.9
Uninsured Rate 5
Disability Rate 63

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Fulton County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Fulton County
Fulton County, NY 52.6 Elevated
Montgomery County, NY 62.9 Elevated +10.2
Herkimer County, NY 50.8 Elevated -1.9
Hamilton County, NY 40.9 Normal -11.8
Saratoga County, NY 29.7 Healthy -23.0

Population Peers

County Score Zone vs. Fulton County
LaPorte County, IN 52.6 Elevated 0.0
Monroe County, FL 52.7 Elevated +0.0
Colbert County, AL 52.7 Elevated +0.0
Georgetown County, SC 52.6 Elevated -0.1
Schuylkill County, PA 52.7 Elevated +0.1

Download Data

Export all distress indicators for Fulton County as a CSV file.

Find Help in Fulton County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.