Harding County, New Mexico

County Distress Index: Elevated · 50.3 | 624 people · 29th most distressed in New Mexico

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Harding County, NM registers elevated household financial distress with a score of 50.3 — 1571st nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within New Mexico, it ranks 29th of 33 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Harding County's primary driver is Income & Poverty at 71.1 — above the national median.

Income & Poverty Primary driver 71.1
Poverty Rate 62
Income vs. State Median 67
Child Poverty Rate 84
Debt & Delinquency 56.7
Debt in Collections 66
Medical Debt 66
Student Loan Delinquency 84
Auto Loan Delinquency 52
Credit Card Delinquency 55
Bankruptcy Filing Rate 17
Community Vulnerability 55.7
Uninsured Rate 28
Disability Rate 83
Employment & Wages 34.3
Unemployment Rate 34
Wage-to-Rent Ratio 64
Business Formation Rate 5
Housing Cost Burden 33.9
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 47
Homeownership Rate 27
Rent-to-Income Ratio 86

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Harding County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Harding County
Harding County, NM 50.3 Elevated
Quay County, NM 67.7 Serious +17.4
San Miguel County, NM 65.8 Serious +15.4
Union County, NM 63.1 Elevated +12.8
Colfax County, NM 62.6 Elevated +12.2
Mora County, NM 53.0 Elevated +2.7

Population Peers

County Score Zone vs. Harding County
Stonewall County, TX 50.3 Elevated 0.0
Oldham County, TX 50.3 Elevated -0.1
Storey County, NV 50.5 Elevated +0.1
Deer Lodge County, MT 50.2 Elevated -0.1
Schleicher County, TX 50.2 Elevated -0.1

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