Eddy County, New Mexico

County Distress Index: Normal · 44.0 | 60,275 people · 32nd most distressed in New Mexico

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Eddy County, NM falls within the normal range for household financial distress at 44.0 — 2079th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within New Mexico, it ranks 32nd of 33 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Eddy County's primary driver is Debt & Delinquency at 69.3 — above the national median.

Debt & Delinquency Primary driver 69.3
Debt in Collections 80
Medical Debt 70
Student Loan Delinquency 90
Auto Loan Delinquency 77
Credit Card Delinquency 84
Bankruptcy Filing Rate 15
Community Vulnerability 56.1
Uninsured Rate 60
Disability Rate 52
Income & Poverty 45.6
Poverty Rate 70
Income vs. State Median 11
Child Poverty Rate 56
Housing Cost Burden 26.8
Rent-Burdened (30%+) 9
Severely Rent-Burdened (50%+) 13
Mortgage-Burdened (30%+) 10
Homeownership Rate 49
Rent-to-Income Ratio 53
Employment & Wages 22.0
Unemployment Rate 34
Wage-to-Rent Ratio 5
Business Formation Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Eddy County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Eddy County
Eddy County, NM 44.0 Normal
Chaves County, NM 68.5 Serious +24.6
Otero County, NM 63.4 Elevated +19.4
Culberson County, TX 58.0 Elevated +14.0
Lea County, NM 53.9 Elevated +10.0
Reeves County, TX 50.8 Elevated +6.9
Loving County, TX 30.8 Healthy -13.2

Population Peers

County Score Zone vs. Eddy County
Wise County, TX 43.9 Normal -0.0
Madison County, ID 43.9 Normal -0.1
Clark County, IN 43.9 Normal -0.1
Rogers County, OK 44.0 Normal +0.1
Barnstable County, MA 44.1 Normal +0.1

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