Doña Ana County, New Mexico

County Distress Index: Elevated · 63.4 | 225,210 people · 16th most distressed in New Mexico
American Default Research

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Doña Ana County, NM registers elevated household financial distress with a score of 63.4 — 597th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New Mexico, it ranks 16th of 33 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Doña Ana County's primary driver is Housing Cost Burden at 72.5 — above the national median.

Housing Cost Burden Primary driver 72.5
Rent-Burdened (30%+) 88
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 44
Homeownership Rate 84
Rent-to-Income Ratio 60
Debt & Delinquency 65.6
Debt in Collections 67
Medical Debt 60
Student Loan Delinquency 89
Auto Loan Delinquency 65
Credit Card Delinquency 69
Bankruptcy Filing Rate 44
Income & Poverty 63.6
Poverty Rate 85
Income vs. State Median 28
Child Poverty Rate 78
Employment & Wages 63.0
Unemployment Rate 80
Wage-to-Rent Ratio 50
Business Formation Rate 58
Community Vulnerability 52.5
Uninsured Rate 71
Disability Rate 34

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Doña Ana County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Doña Ana County
Doña Ana County, NM 63.4 Elevated —
Luna County, NM 75.4 Serious +12.0
El Paso County, TX 71.6 Serious +8.2
Sierra County, NM 65.8 Serious +2.4
Otero County, NM 63.4 Elevated -0.1

Population Peers

County Score Zone vs. Doña Ana County
Florence County, SC 63.4 Elevated -0.0
Etowah County, AL 63.5 Elevated +0.0
Otero County, NM 63.4 Elevated -0.1
Clark County, OH 63.4 Elevated -0.1
Cabell County, WV 63.5 Elevated +0.1

Download Data

Export all distress indicators for Doña Ana County as a CSV file.

Find Help in Doña Ana County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Doña Ana County.

TIERRA DEL SOL HOUSING
Las Cruces
575-541-0477 Website
Financial CounselingFinancial CounselingHomeless/DisplacementPre-Purchase

See all counselors in New Mexico →

Find an Attorney

State Bar of New Mexico Lawyer Referral Program offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of New Mexico Lawyer Referral Program 505-797-6000

Free Legal Aid

Legal aid organizations serving Doña Ana County residents at no cost.

New Mexico Legal Aid 1-866-416-1922
Law Access New Mexico 1-800-340-9771
DNA-Peoples Legal Services, Inc. (928) 871-4151

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New Mexico →

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Frequently Asked Questions

  • What is the distress score for Doña Ana County, New Mexico?

    Doña Ana County has a County Distress Index score of 63.4 out of 100, placing it in the Elevated zone. It ranks 597th nationally out of 3,144 counties and 16th in New Mexico out of 33 counties.

  • What drives financial distress in Doña Ana County?

    The primary driver of distress in Doña Ana County is Housing Cost Burden, where the county scores 72.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Doña Ana County compare to neighboring counties?

    Doña Ana County (63.4) can be compared to its 4 neighboring counties: Luna County, NM (75.4); El Paso County, TX (71.6); Sierra County, NM (65.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Doña Ana County?

    Doña Ana County, New Mexico has a population of approximately 225,210 (2023 Census estimate), classified as a mid county.