Cheyenne County, Nebraska

County Distress Index: Normal · 45.0 | 9,541 people · 19th most distressed in Nebraska
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Cheyenne County, NE falls within the normal range for household financial distress at 45.0 — 1994th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Nebraska, it ranks 19th of 93 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cheyenne County's primary driver is Housing Cost Burden at 64.8 — above the national median.

Housing Cost Burden Primary driver 64.8
Rent-Burdened (30%+) 62
Severely Rent-Burdened (50%+) 37
Mortgage-Burdened (30%+) 89
Homeownership Rate 80
Rent-to-Income Ratio 56
Employment & Wages 54.6
Unemployment Rate 19
Wage-to-Rent Ratio 67
Business Formation Rate 78
Income & Poverty 49.9
Poverty Rate 40
Income vs. State Median 69
Child Poverty Rate 41
Community Vulnerability 31.0
Uninsured Rate 28
Disability Rate 34
Debt & Delinquency 24.6
Debt in Collections 23
Medical Debt 26
Student Loan Delinquency 28
Auto Loan Delinquency 10
Credit Card Delinquency 17
Bankruptcy Filing Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cheyenne County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cheyenne County
Cheyenne County, NE 45.0 Normal —
Sedgwick County, CO 57.6 Elevated +12.6
Kimball County, NE 53.6 Elevated +8.6
Logan County, CO 50.9 Elevated +5.9
Garden County, NE 47.3 Normal +2.3
Deuel County, NE 46.4 Normal +1.5
Banner County, NE 41.3 Normal -3.7
Morrill County, NE 37.6 Normal -7.3

Population Peers

County Score Zone vs. Cheyenne County
Valley County, MT 45.0 Normal +0.0
Roberts County, TX 45.0 Normal +0.0
Shackelford County, TX 44.9 Normal -0.0
Carlisle County, KY 45.0 Normal +0.1
Charles Mix County, SD 44.9 Normal -0.1

Download Data

Export all distress indicators for Cheyenne County as a CSV file.

Find Help in Cheyenne County

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Cheyenne County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Nebraska →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Cheyenne County, Nebraska?

    Cheyenne County has a County Distress Index score of 45.0 out of 100, placing it in the Normal zone. It ranks 1,994th nationally out of 3,144 counties and 19th in Nebraska out of 93 counties.

  • What drives financial distress in Cheyenne County?

    The primary driver of distress in Cheyenne County is Housing Cost Burden, where the county scores 64.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Cheyenne County compare to neighboring counties?

    Cheyenne County (45.0) can be compared to its 7 neighboring counties: Sedgwick County, CO (57.6); Kimball County, NE (53.6); Logan County, CO (50.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cheyenne County?

    Cheyenne County, Nebraska has a population of approximately 9,541 (2023 Census estimate), classified as a tiny county.