Ravalli County, Montana

County Distress Index: Normal · 43.7 | 47,738 people · 28th most distressed in Montana
American Default Research

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Ravalli County, MT falls within the normal range for household financial distress at 43.7 — 2104th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Montana, it ranks 28th of 56 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ravalli County's primary driver is Community Vulnerability at 63.8 — above the national median.

Community Vulnerability Primary driver 63.8
Uninsured Rate 56
Disability Rate 71
Housing Cost Burden 56.8
Rent-Burdened (30%+) 63
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 80
Homeownership Rate 26
Rent-to-Income Ratio 75
Employment & Wages 54.9
Unemployment Rate 72
Wage-to-Rent Ratio 86
Business Formation Rate 7
Income & Poverty 24.9
Poverty Rate 26
Income vs. State Median 18
Child Poverty Rate 30
Debt & Delinquency 18.3
Debt in Collections 16
Medical Debt 52
Student Loan Delinquency 6
Auto Loan Delinquency 5
Credit Card Delinquency 6
Bankruptcy Filing Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ravalli County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ravalli County
Ravalli County, MT 43.7 Normal —
Deer Lodge County, MT 50.2 Elevated +6.5
Idaho County, ID 48.1 Normal +4.4
Lemhi County, ID 47.1 Normal +3.4
Granite County, MT 42.9 Normal -0.8
Missoula County, MT 40.1 Normal -3.6
Beaverhead County, MT 38.6 Normal -5.2

Population Peers

County Score Zone vs. Ravalli County
Mower County, MN 43.7 Normal 0.0
Huron County, MI 43.8 Normal +0.0
Hancock County, IL 43.8 Normal +0.1
Montgomery County, IN 43.7 Normal -0.1
Webster County, IA 43.8 Normal +0.1

Download Data

Export all distress indicators for Ravalli County as a CSV file.

Find Help in Ravalli County

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State Bar of Montana Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Montana Lawyer Referral Service 406-442-7660

Free Legal Aid

Legal aid organizations serving Ravalli County residents at no cost.

Montana Legal Services Association (MLSA) 1-800-666-6899

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Frequently Asked Questions

  • What is the distress score for Ravalli County, Montana?

    Ravalli County has a County Distress Index score of 43.7 out of 100, placing it in the Normal zone. It ranks 2,104th nationally out of 3,144 counties and 28th in Montana out of 56 counties.

  • What drives financial distress in Ravalli County?

    The primary driver of distress in Ravalli County is Community Vulnerability, where the county scores 63.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Ravalli County compare to neighboring counties?

    Ravalli County (43.7) can be compared to its 6 neighboring counties: Deer Lodge County, MT (50.2); Idaho County, ID (48.1); Lemhi County, ID (47.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ravalli County?

    Ravalli County, Montana has a population of approximately 47,738 (2023 Census estimate), classified as a small county.