Livingston County, Missouri

County Distress Index: Normal · 42.3 | 14,557 people · 83rd most distressed in Missouri
American Default Research

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Livingston County, MO falls within the normal range for household financial distress at 42.2 — 2194th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Missouri, it ranks 83rd of 115 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Livingston County's primary driver is Community Vulnerability at 57.7 — above the national median.

Community Vulnerability Primary driver 57.7
Uninsured Rate 69
Disability Rate 46
Income & Poverty 46.8
Poverty Rate 53
Income vs. State Median 36
Child Poverty Rate 51
Debt & Delinquency 44.5
Debt in Collections 49
Medical Debt 53
Student Loan Delinquency 59
Auto Loan Delinquency 19
Credit Card Delinquency 52
Bankruptcy Filing Rate 34
Employment & Wages 32.3
Unemployment Rate 19
Wage-to-Rent Ratio 38
Business Formation Rate 41
Housing Cost Burden 30.0
Rent-Burdened (30%+) 29
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 10
Homeownership Rate 76
Rent-to-Income Ratio 19

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Livingston County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Livingston County
Livingston County, MO 42.3 Normal —
Grundy County, MO 53.6 Elevated +11.3
Linn County, MO 45.4 Normal +3.2
Carroll County, MO 44.0 Normal +1.8
Caldwell County, MO 42.8 Normal +0.6
Daviess County, MO 40.8 Normal -1.5
Chariton County, MO 33.8 Healthy -8.4

Population Peers

County Score Zone vs. Livingston County
Payette County, ID 42.3 Normal +0.1
Bayfield County, WI 42.2 Normal -0.1
Bond County, IL 42.3 Normal +0.1
Perry County, IN 42.4 Normal +0.1
Chippewa County, MN 42.4 Normal +0.1

Download Data

Export all distress indicators for Livingston County as a CSV file.

Find Help in Livingston County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Livingston County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Livingston County, Missouri?

    Livingston County has a County Distress Index score of 42.3 out of 100, placing it in the Normal zone. It ranks 2,194th nationally out of 3,144 counties and 83rd in Missouri out of 115 counties.

  • What drives financial distress in Livingston County?

    The primary driver of distress in Livingston County is Community Vulnerability, where the county scores 57.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Livingston County compare to neighboring counties?

    Livingston County (42.3) can be compared to its 6 neighboring counties: Grundy County, MO (53.6); Linn County, MO (45.4); Carroll County, MO (44.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Livingston County?

    Livingston County, Missouri has a population of approximately 14,557 (2023 Census estimate), classified as a small county.