Holt County, Missouri

County Distress Index: Normal · 41.3 | 4,248 people · 89th most distressed in Missouri
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Holt County, MO falls within the normal range for household financial distress at 41.3 — 2270th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Missouri, it ranks 89th of 115 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Holt County's primary driver is Community Vulnerability at 72.4 — above the national median.

Community Vulnerability Primary driver 72.4
Uninsured Rate 61
Disability Rate 83
Employment & Wages 46.0
Unemployment Rate 19
Wage-to-Rent Ratio 31
Business Formation Rate 89
Debt & Delinquency 40.2
Debt in Collections 39
Medical Debt 40
Student Loan Delinquency 59
Auto Loan Delinquency 5
Credit Card Delinquency 53
Bankruptcy Filing Rate 46
Income & Poverty 34.4
Poverty Rate 39
Income vs. State Median 30
Child Poverty Rate 34
Housing Cost Burden 13.5
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 16
Homeownership Rate 27
Rent-to-Income Ratio 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Holt County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Holt County
Holt County, MO 41.3 Normal —
Nodaway County, MO 43.9 Normal +2.6
Doniphan County, KS 41.6 Normal +0.3
Nemaha County, NE 40.5 Normal -0.8
Richardson County, NE 39.1 Normal -2.2
Atchison County, MO 37.9 Normal -3.4
Andrew County, MO 32.8 Healthy -8.5

Population Peers

County Score Zone vs. Holt County
Banner County, NE 41.3 Normal -0.0
Lander County, NV 41.4 Normal +0.1
Tucker County, WV 41.4 Normal +0.1
Boise County, ID 41.4 Normal +0.1
Logan County, KS 41.4 Normal +0.1

Download Data

Export all distress indicators for Holt County as a CSV file.

Find Help in Holt County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Holt County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Missouri →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Holt County, Missouri?

    Holt County has a County Distress Index score of 41.3 out of 100, placing it in the Normal zone. It ranks 2,270th nationally out of 3,144 counties and 89th in Missouri out of 115 counties.

  • What drives financial distress in Holt County?

    The primary driver of distress in Holt County is Community Vulnerability, where the county scores 72.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Holt County compare to neighboring counties?

    Holt County (41.3) can be compared to its 6 neighboring counties: Nodaway County, MO (43.9); Doniphan County, KS (41.6); Nemaha County, NE (40.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Holt County?

    Holt County, Missouri has a population of approximately 4,248 (2023 Census estimate), classified as a tiny county.