Madison County, Mississippi

County Distress Index: Normal · 39.6 | 112,511 people · 81st most distressed in Mississippi
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Madison County, MS falls within the normal range for household financial distress at 39.6 — 2372nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Mississippi, it ranks 81st of 82 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Madison County's primary driver is Debt & Delinquency at 64.8 — above the national median.

Debt & Delinquency Primary driver 64.8
Debt in Collections 44
Medical Debt 42
Student Loan Delinquency 74
Auto Loan Delinquency 81
Credit Card Delinquency 57
Bankruptcy Filing Rate 90
Housing Cost Burden 59.1
Rent-Burdened (30%+) 93
Severely Rent-Burdened (50%+) 54
Mortgage-Burdened (30%+) 57
Homeownership Rate 65
Rent-to-Income Ratio 27
Community Vulnerability 31.9
Uninsured Rate 53
Disability Rate 11
Employment & Wages 26.5
Unemployment Rate 8
Wage-to-Rent Ratio 70
Business Formation Rate 2
Income & Poverty 15.7
Poverty Rate 21
Income vs. State Median 2
Child Poverty Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Madison County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Madison County
Madison County, MS 39.6 Normal —
Holmes County, MS 77.8 Serious +38.3
Yazoo County, MS 77.1 Serious +37.5
Hinds County, MS 68.9 Serious +29.4
Leake County, MS 65.5 Serious +25.9
Scott County, MS 62.2 Elevated +22.6
Attala County, MS 59.7 Elevated +20.1
Rankin County, MS 44.5 Normal +4.9

Population Peers

County Score Zone vs. Madison County
Franklin County, VA 39.6 Normal 0.0
Deschutes County, OR 39.5 Normal -0.0
La Plata County, CO 39.6 Normal +0.1
Crow Wing County, MN 39.5 Normal -0.1
Butler County, KS 39.5 Normal -0.1

Download Data

Export all distress indicators for Madison County as a CSV file.

Find Help in Madison County

Find an Attorney

Mississippi Bar Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Madison County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Mississippi →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Madison County, Mississippi?

    Madison County has a County Distress Index score of 39.6 out of 100, placing it in the Normal zone. It ranks 2,372nd nationally out of 3,144 counties and 81st in Mississippi out of 82 counties.

  • What drives financial distress in Madison County?

    The primary driver of distress in Madison County is Debt & Delinquency, where the county scores 64.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Madison County compare to neighboring counties?

    Madison County (39.6) can be compared to its 7 neighboring counties: Holmes County, MS (77.8); Yazoo County, MS (77.1); Hinds County, MS (68.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Madison County?

    Madison County, Mississippi has a population of approximately 112,511 (2023 Census estimate), classified as a mid county.