Mille Lacs County, Minnesota

County Distress Index: Normal · 46.5 | 27,427 people · 8th most distressed in Minnesota

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Mille Lacs County, MN falls within the normal range for household financial distress at 46.5 — 1859th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Minnesota, it ranks 8th of 87 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Mille Lacs County's primary driver is Employment & Wages at 74.1 — above the national median.

Employment & Wages Primary driver 74.1
Unemployment Rate 98
Wage-to-Rent Ratio 73
Business Formation Rate 51
Housing Cost Burden 55.6
Rent-Burdened (30%+) 53
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 97
Homeownership Rate 31
Rent-to-Income Ratio 29
Income & Poverty 34.6
Poverty Rate 26
Income vs. State Median 54
Child Poverty Rate 23
Debt & Delinquency 34.3
Debt in Collections 25
Medical Debt 16
Student Loan Delinquency 55
Auto Loan Delinquency 14
Credit Card Delinquency 12
Bankruptcy Filing Rate 83
Community Vulnerability 34.1
Uninsured Rate 19
Disability Rate 49

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Mille Lacs County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Mille Lacs County
Mille Lacs County, MN 46.5 Normal
Aitkin County, MN 47.7 Normal +1.1
Benton County, MN 42.7 Normal -3.9
Isanti County, MN 42.5 Normal -4.1
Kanabec County, MN 42.1 Normal -4.4
Crow Wing County, MN 39.5 Normal -7.0
Morrison County, MN 33.9 Healthy -12.6
Sherburne County, MN 31.1 Healthy -15.5

Population Peers

County Score Zone vs. Mille Lacs County
Montgomery County, IA 46.6 Normal +0.0
Otsego County, MI 46.5 Normal -0.1
Adair County, MO 46.6 Normal +0.1
Klickitat County, WA 46.5 Normal -0.1
Burleson County, TX 46.4 Normal -0.1

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