Crow Wing County, Minnesota

County Distress Index: Normal · 39.5 | 68,304 people · 31st most distressed in Minnesota
American Default Research

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Crow Wing County, MN falls within the normal range for household financial distress at 39.5 — 2379th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Minnesota, it ranks 31st of 87 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Crow Wing County's primary driver is Employment & Wages at 63.6 — above the national median.

Employment & Wages Primary driver 63.6
Unemployment Rate 94
Wage-to-Rent Ratio 53
Business Formation Rate 44
Housing Cost Burden 49.0
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 49
Mortgage-Burdened (30%+) 79
Homeownership Rate 33
Rent-to-Income Ratio 20
Community Vulnerability 36.0
Uninsured Rate 26
Disability Rate 46
Debt & Delinquency 26.6
Debt in Collections 10
Medical Debt 14
Student Loan Delinquency 27
Auto Loan Delinquency 10
Credit Card Delinquency 20
Bankruptcy Filing Rate 79
Income & Poverty 22.2
Poverty Rate 14
Income vs. State Median 40
Child Poverty Rate 12

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Crow Wing County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Crow Wing County
Crow Wing County, MN 39.5 Normal —
Cass County, MN 49.1 Normal +9.6
Aitkin County, MN 47.7 Normal +8.2
Mille Lacs County, MN 46.5 Normal +7.0
Morrison County, MN 33.9 Healthy -5.6

Population Peers

County Score Zone vs. Crow Wing County
Butler County, KS 39.5 Normal -0.0
Deschutes County, OR 39.5 Normal +0.0
Madison County, MS 39.6 Normal +0.1
Franklin County, VA 39.6 Normal +0.1
Northwest Hills Planning Region, CT 39.4 Normal -0.1

Download Data

Export all distress indicators for Crow Wing County as a CSV file.

Find Help in Crow Wing County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Crow Wing County.

LUTHERAN SOCIAL SERVICE OF MINNESOTA
BRAINERD
888-577-2227 Website
Foreclosure PreventionFinancial CounselingReverse Mortgage

See all counselors in Minnesota →

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Crow Wing County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Crow Wing County, Minnesota?

    Crow Wing County has a County Distress Index score of 39.5 out of 100, placing it in the Normal zone. It ranks 2,379th nationally out of 3,144 counties and 31st in Minnesota out of 87 counties.

  • What drives financial distress in Crow Wing County?

    The primary driver of distress in Crow Wing County is Employment & Wages, where the county scores 63.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Crow Wing County compare to neighboring counties?

    Crow Wing County (39.5) can be compared to its 4 neighboring counties: Cass County, MN (49.1); Aitkin County, MN (47.7); Mille Lacs County, MN (46.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Crow Wing County?

    Crow Wing County, Minnesota has a population of approximately 68,304 (2023 Census estimate), classified as a mid county.