Charles County, Maryland

County Distress Index: Normal · 42.6 | 171,973 people · 14th most distressed in Maryland

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Charles County, MD falls within the normal range for household financial distress at 42.6 — 2166th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Maryland, it ranks 14th of 24 counties. Among its 8 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Charles County's primary driver is Debt & Delinquency at 71.8 — above the national median.

Debt & Delinquency Primary driver 71.8
Debt in Collections 66
Medical Debt 41
Student Loan Delinquency 72
Auto Loan Delinquency 83
Credit Card Delinquency 81
Bankruptcy Filing Rate 87
Housing Cost Burden 65.6
Rent-Burdened (30%+) 62
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 97
Homeownership Rate 14
Rent-to-Income Ratio 83
Employment & Wages 55.6
Unemployment Rate 61
Wage-to-Rent Ratio 98
Business Formation Rate 8
Income & Poverty 10.1
Poverty Rate 6
Income vs. State Median 17
Child Poverty Rate 8
Community Vulnerability 9.9
Uninsured Rate 11
Disability Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Charles County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Charles County
Charles County, MD 42.6 Normal
Westmoreland County, VA 62.0 Elevated +19.4
Prince George's County, MD 58.1 Elevated +15.5
Prince William County, VA 38.6 Normal -4.0
St. Mary's County, MD 33.5 Healthy -9.1
Stafford County, VA 33.3 Healthy -9.3
Calvert County, MD 32.6 Healthy -10.0
King George County, VA 27.1 Healthy -15.5
Fairfax County, VA 26.6 Healthy -16.0

Population Peers

County Score Zone vs. Charles County
Belknap County, NH 42.6 Normal -0.0
Miami County, OH 42.6 Normal -0.0
Columbia County, NY 42.5 Normal -0.1
Centre County, PA 42.7 Normal +0.1
Franklin County, KY 42.7 Normal +0.1

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