Whitley County, Kentucky

County Distress Index: Serious · 67.7 | 36,825 people · 14th most distressed in Kentucky

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Whitley County, KY shows significant household financial distress with a score of 67.7 — 326th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Kentucky, it ranks 14th of 120 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Whitley County's primary driver is Income & Poverty at 94.5 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 94.5
Poverty Rate 97
Income vs. State Median 92
Child Poverty Rate 94
Debt & Delinquency 71.7
Debt in Collections 78
Medical Debt 62
Student Loan Delinquency 57
Auto Loan Delinquency 55
Credit Card Delinquency 81
Bankruptcy Filing Rate 97
Community Vulnerability 66.2
Uninsured Rate 46
Disability Rate 86
Housing Cost Burden 54.0
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 40
Homeownership Rate 81
Rent-to-Income Ratio 71
Employment & Wages 52.0
Unemployment Rate 49
Wage-to-Rent Ratio 24
Business Formation Rate 83

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Whitley County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Whitley County
Whitley County, KY 67.7 Serious
Bell County, KY 77.8 Serious +10.1
McCreary County, KY 72.9 Serious +5.2
Knox County, KY 71.5 Serious +3.9
Campbell County, TN 70.9 Serious +3.2
Claiborne County, TN 65.6 Serious -2.0
Laurel County, KY 60.8 Elevated -6.9

Population Peers

County Score Zone vs. Whitley County
Jefferson County, GA 67.7 Serious +0.0
Wayne County, GA 67.7 Serious +0.0
Butler County, MO 67.7 Serious -0.0
Carroll County, TN 67.6 Serious -0.1
Las Animas County, CO 67.8 Serious +0.1

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