Warren County, Kentucky

County Distress Index: Normal · 48.6 | 142,229 people · 85th most distressed in Kentucky
American Default Research

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Warren County, KY falls within the normal range for household financial distress at 48.6 — 1702nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Kentucky, it ranks 85th of 120 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Warren County's primary driver is Housing Cost Burden at 73.7 — above the national median.

Housing Cost Burden Primary driver 73.7
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 57
Homeownership Rate 95
Rent-to-Income Ratio 61
Debt & Delinquency 60.0
Debt in Collections 68
Medical Debt 80
Student Loan Delinquency 1
Auto Loan Delinquency 63
Credit Card Delinquency 59
Bankruptcy Filing Rate 89
Income & Poverty 38.4
Poverty Rate 56
Income vs. State Median 26
Child Poverty Rate 34
Employment & Wages 36.6
Unemployment Rate 34
Wage-to-Rent Ratio 50
Business Formation Rate 26
Community Vulnerability 34.3
Uninsured Rate 40
Disability Rate 28

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Warren County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Warren County
Warren County, KY 48.6 Normal —
Barren County, KY 61.4 Elevated +12.8
Edmonson County, KY 58.3 Elevated +9.7
Allen County, KY 58.3 Elevated +9.7
Butler County, KY 56.5 Elevated +7.9
Simpson County, KY 54.6 Elevated +6.0
Logan County, KY 48.0 Normal -0.6

Population Peers

County Score Zone vs. Warren County
Walton County, FL 48.6 Normal -0.0
Santa Fe County, NM 48.5 Normal -0.1
Roane County, TN 48.5 Normal -0.1
Cecil County, MD 48.4 Normal -0.2
Marshall County, AL 48.8 Normal +0.2

Download Data

Export all distress indicators for Warren County as a CSV file.

Find Help in Warren County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Warren County.

HOUSING ASSISTANCE AND DEVELOPMENT SERVICES, INC.
Bowling Green
270-796-4176 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingPre-Purchase
KENTUCKY LEGAL AID
Bowling Green
270-782-1924
Foreclosure PreventionHome Improvement/RehabHomeless/DisplacementPre-Purchase
LIVE THE DREAM DEVELOPMENT, INC
Bowling Green
270-843-6071
Financial CounselingFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Kentucky →

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Warren County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kentucky →

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Frequently Asked Questions

  • What is the distress score for Warren County, Kentucky?

    Warren County has a County Distress Index score of 48.6 out of 100, placing it in the Normal zone. It ranks 1,702nd nationally out of 3,144 counties and 85th in Kentucky out of 120 counties.

  • What drives financial distress in Warren County?

    The primary driver of distress in Warren County is Housing Cost Burden, where the county scores 73.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Warren County compare to neighboring counties?

    Warren County (48.6) can be compared to its 6 neighboring counties: Barren County, KY (61.4); Edmonson County, KY (58.3); Allen County, KY (58.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Warren County?

    Warren County, Kentucky has a population of approximately 142,229 (2023 Census estimate), classified as a mid county.