Todd County, Kentucky

County Distress Index: Elevated · 51.5 | 12,494 people · 73rd most distressed in Kentucky

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Todd County, KY registers elevated household financial distress with a score of 51.5 — 1481st nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Kentucky, it ranks 73rd of 120 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Todd County's primary driver is Community Vulnerability at 76.6 — worse than roughly 77% of U.S. counties.

Community Vulnerability Primary driver 76.6
Uninsured Rate 95
Disability Rate 59
Income & Poverty 61.4
Poverty Rate 69
Income vs. State Median 42
Child Poverty Rate 72
Debt & Delinquency 56.4
Debt in Collections 70
Medical Debt 71
Student Loan Delinquency 7
Auto Loan Delinquency 42
Credit Card Delinquency 65
Bankruptcy Filing Rate 84
Employment & Wages 42.2
Unemployment Rate 19
Wage-to-Rent Ratio 31
Business Formation Rate 76
Housing Cost Burden 20.8
Rent-Burdened (30%+) 6
Severely Rent-Burdened (50%+) 10
Mortgage-Burdened (30%+) 6
Homeownership Rate 52
Rent-to-Income Ratio 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Todd County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Todd County
Todd County, KY 51.5 Elevated
Christian County, KY 70.0 Serious +18.5
Muhlenberg County, KY 55.1 Elevated +3.7
Montgomery County, TN 54.2 Elevated +2.7
Logan County, KY 48.0 Normal -3.5
Robertson County, TN 47.0 Normal -4.5

Population Peers

County Score Zone vs. Todd County
Alpena County, MI 51.5 Elevated 0.0
Woodward County, OK 51.5 Elevated +0.0
Moore County, TX 51.5 Elevated +0.1
Custer County, MT 51.6 Elevated +0.1
Beauregard Parish, LA 51.4 Elevated -0.1

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