Lincoln County, Kentucky

County Distress Index: Elevated · 54.0 | 24,776 people · 67th most distressed in Kentucky

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Lincoln County, KY registers elevated household financial distress with a score of 54.0 — 1294th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Kentucky, it ranks 67th of 120 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Income & Poverty at 74.8 — above the national median.

Income & Poverty Primary driver 74.8
Poverty Rate 82
Income vs. State Median 69
Child Poverty Rate 73
Debt & Delinquency 57.3
Debt in Collections 77
Medical Debt 76
Student Loan Delinquency 0
Auto Loan Delinquency 48
Credit Card Delinquency 62
Bankruptcy Filing Rate 80
Employment & Wages 51.3
Unemployment Rate 67
Wage-to-Rent Ratio 34
Business Formation Rate 54
Community Vulnerability 50.5
Uninsured Rate 25
Disability Rate 76
Housing Cost Burden 35.9
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 40
Homeownership Rate 30
Rent-to-Income Ratio 42

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, KY 54.0 Elevated
Casey County, KY 68.1 Serious +14.2
Rockcastle County, KY 62.3 Elevated +8.4
Pulaski County, KY 57.4 Elevated +3.4
Garrard County, KY 50.3 Elevated -3.7
Boyle County, KY 48.8 Normal -5.2

Population Peers

County Score Zone vs. Lincoln County
Bandera County, TX 54.0 Elevated +0.0
Avery County, NC 54.0 Elevated +0.0
Taylor County, KY 53.9 Elevated -0.0
Jennings County, IN 53.9 Elevated -0.0
Hutchinson County, TX 53.9 Elevated -0.0

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