Hopkins County, Kentucky

County Distress Index: Elevated · 51.0 | 44,929 people · 76th most distressed in Kentucky
American Default Research

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Hopkins County, KY registers elevated household financial distress with a score of 51.0 — 1514th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Kentucky, it ranks 76th of 120 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hopkins County's primary driver is Debt & Delinquency at 60.2 — above the national median.

Debt & Delinquency Primary driver 60.2
Debt in Collections 68
Medical Debt 54
Student Loan Delinquency 2
Auto Loan Delinquency 79
Credit Card Delinquency 60
Bankruptcy Filing Rate 98
Income & Poverty 59.3
Poverty Rate 68
Income vs. State Median 52
Child Poverty Rate 58
Community Vulnerability 57.1
Uninsured Rate 16
Disability Rate 98
Housing Cost Burden 43.4
Rent-Burdened (30%+) 40
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 28
Homeownership Rate 63
Rent-to-Income Ratio 35
Employment & Wages 34.9
Unemployment Rate 41
Wage-to-Rent Ratio 7
Business Formation Rate 56

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hopkins County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hopkins County
Hopkins County, KY 51.0 Elevated —
Christian County, KY 70.0 Serious +19.0
Caldwell County, KY 56.0 Elevated +5.0
Muhlenberg County, KY 55.1 Elevated +4.2
McLean County, KY 48.8 Normal -2.2
Webster County, KY 45.5 Normal -5.5

Population Peers

County Score Zone vs. Hopkins County
Jefferson County, IN 51.0 Elevated +0.0
Southampton County, VA 51.0 Elevated -0.0
Amador County, CA 50.9 Elevated -0.0
Washington County, KY 51.0 Elevated +0.0
Ohio County, KY 51.0 Elevated +0.1

Download Data

Export all distress indicators for Hopkins County as a CSV file.

Find Help in Hopkins County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Hopkins County.

KENTUCKY LEGAL AID, INCORPORATED
MADISONVILLE
270-782-5740 Website
Foreclosure PreventionPre-PurchaseRental Help

See all counselors in Kentucky →

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Hopkins County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hopkins County, Kentucky?

    Hopkins County has a County Distress Index score of 51.0 out of 100, placing it in the Elevated zone. It ranks 1,514th nationally out of 3,144 counties and 76th in Kentucky out of 120 counties.

  • What drives financial distress in Hopkins County?

    The primary driver of distress in Hopkins County is Debt & Delinquency, where the county scores 60.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Hopkins County compare to neighboring counties?

    Hopkins County (51.0) can be compared to its 5 neighboring counties: Christian County, KY (70.0); Caldwell County, KY (56.0); Muhlenberg County, KY (55.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hopkins County?

    Hopkins County, Kentucky has a population of approximately 44,929 (2023 Census estimate), classified as a small county.