Hardin County, Kentucky

County Distress Index: Normal · 47.6 | 112,273 people · 92nd most distressed in Kentucky

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Hardin County, KY falls within the normal range for household financial distress at 47.6 — 1781st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Kentucky, it ranks 92nd of 120 counties. Among its 9 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hardin County's primary driver is Debt & Delinquency at 62.7 — above the national median.

Debt & Delinquency Primary driver 62.7
Debt in Collections 69
Medical Debt 68
Student Loan Delinquency 2
Auto Loan Delinquency 65
Credit Card Delinquency 78
Bankruptcy Filing Rate 94
Housing Cost Burden 48.7
Rent-Burdened (30%+) 32
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 49
Homeownership Rate 90
Rent-to-Income Ratio 32
Community Vulnerability 44.1
Uninsured Rate 24
Disability Rate 65
Employment & Wages 41.4
Unemployment Rate 61
Wage-to-Rent Ratio 28
Business Formation Rate 35
Income & Poverty 41.2
Poverty Rate 56
Income vs. State Median 19
Child Poverty Rate 49

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hardin County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hardin County
Hardin County, KY 47.6 Normal
Hart County, KY 56.6 Elevated +9.0
Grayson County, KY 55.5 Elevated +7.9
Breckinridge County, KY 50.9 Elevated +3.2
Jefferson County, KY 47.7 Normal +0.1
Larue County, KY 46.8 Normal -0.8
Meade County, KY 41.2 Normal -6.4
Nelson County, KY 37.7 Normal -9.9
Bullitt County, KY 36.1 Normal -11.5
Harrison County, IN 34.5 Healthy -13.2

Population Peers

County Score Zone vs. Hardin County
Tompkins County, NY 47.6 Normal -0.0
Tippecanoe County, IN 47.6 Normal -0.0
McCracken County, KY 47.7 Normal +0.1
Washington County, OH 47.7 Normal +0.1
Lamar County, MS 47.7 Normal +0.1

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