Cumberland County, Kentucky

County Distress Index: Elevated · 60.8 | 6,000 people · 37th most distressed in Kentucky

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Cumberland County, KY registers elevated household financial distress with a score of 60.8 — 778th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Kentucky, it ranks 37th of 120 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cumberland County's primary driver is Income & Poverty at 93.1 — worse than roughly 93% of U.S. counties.

Income & Poverty Primary driver 93.1
Poverty Rate 93
Income vs. State Median 93
Child Poverty Rate 93
Community Vulnerability 81.5
Uninsured Rate 69
Disability Rate 94
Debt & Delinquency 49.4
Debt in Collections 53
Medical Debt 78
Student Loan Delinquency 7
Auto Loan Delinquency 45
Credit Card Delinquency 54
Bankruptcy Filing Rate 60
Housing Cost Burden 48.0
Rent-Burdened (30%+) 18
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 58
Homeownership Rate 61
Rent-to-Income Ratio 75
Employment & Wages 31.8
Unemployment Rate 45
Wage-to-Rent Ratio 17
Business Formation Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cumberland County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cumberland County
Cumberland County, KY 60.8 Elevated
Clinton County, KY 67.3 Serious +6.6
Clay County, TN 65.8 Serious +5.1
Adair County, KY 63.0 Elevated +2.3
Russell County, KY 60.8 Elevated +0.1
Metcalfe County, KY 59.7 Elevated -1.0
Monroe County, KY 57.8 Elevated -3.0

Population Peers

County Score Zone vs. Cumberland County
Edwards County, TX 60.8 Elevated 0.0
Dillingham Census Area, AK 60.7 Elevated -0.0
Prince of Wales-Hyder Census Area, AK 60.6 Elevated -0.1
Fall River County, SD 60.9 Elevated +0.1
Briscoe County, TX 60.6 Elevated -0.2

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