Owen County, Indiana

County Distress Index: Normal · 46.3 | 21,532 people · 39th most distressed in Indiana
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Owen County, IN falls within the normal range for household financial distress at 46.3 — 1875th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Indiana, it ranks 39th of 92 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Owen County's primary driver is Community Vulnerability at 71.6 — above the national median.

Community Vulnerability Primary driver 71.6
Uninsured Rate 61
Disability Rate 82
Debt & Delinquency 53.5
Debt in Collections 45
Medical Debt 65
Student Loan Delinquency 45
Auto Loan Delinquency 47
Credit Card Delinquency 40
Bankruptcy Filing Rate 78
Income & Poverty 52.6
Poverty Rate 41
Income vs. State Median 67
Child Poverty Rate 50
Housing Cost Burden 29.3
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 53
Homeownership Rate 16
Rent-to-Income Ratio 23
Employment & Wages 24.6
Unemployment Rate 16
Wage-to-Rent Ratio 8
Business Formation Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Owen County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Owen County
Owen County, IN 46.3 Normal —
Greene County, IN 50.8 Elevated +4.4
Monroe County, IN 46.0 Normal -0.4
Clay County, IN 45.0 Normal -1.3
Morgan County, IN 43.2 Normal -3.1
Putnam County, IN 36.4 Normal -9.9

Population Peers

County Score Zone vs. Owen County
Stephenson County, IL 46.3 Normal +0.0
Potter County, PA 46.3 Normal +0.0
Burleson County, TX 46.4 Normal +0.1
Finney County, KS 46.2 Normal -0.1
Klickitat County, WA 46.5 Normal +0.1

Download Data

Export all distress indicators for Owen County as a CSV file.

Find Help in Owen County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Owen County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Owen County, Indiana?

    Owen County has a County Distress Index score of 46.3 out of 100, placing it in the Normal zone. It ranks 1,875th nationally out of 3,144 counties and 39th in Indiana out of 92 counties.

  • What drives financial distress in Owen County?

    The primary driver of distress in Owen County is Community Vulnerability, where the county scores 71.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Owen County compare to neighboring counties?

    Owen County (46.3) can be compared to its 5 neighboring counties: Greene County, IN (50.8); Monroe County, IN (46.0); Clay County, IN (45.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Owen County?

    Owen County, Indiana has a population of approximately 21,532 (2023 Census estimate), classified as a small county.