Lawrence County, Indiana

County Distress Index: Normal · 44.5 | 45,084 people · 44th most distressed in Indiana
American Default Research

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Lawrence County, IN falls within the normal range for household financial distress at 44.5 — 2036th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Indiana, it ranks 44th of 92 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lawrence County's primary driver is Debt & Delinquency at 61.1 — above the national median.

Debt & Delinquency Primary driver 61.1
Debt in Collections 49
Medical Debt 54
Student Loan Delinquency 83
Auto Loan Delinquency 41
Credit Card Delinquency 51
Bankruptcy Filing Rate 89
Community Vulnerability 46.6
Uninsured Rate 34
Disability Rate 60
Income & Poverty 45.5
Poverty Rate 38
Income vs. State Median 57
Child Poverty Rate 41
Employment & Wages 35.9
Unemployment Rate 13
Wage-to-Rent Ratio 34
Business Formation Rate 61
Housing Cost Burden 33.3
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 47
Mortgage-Burdened (30%+) 22
Homeownership Rate 19
Rent-to-Income Ratio 17

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lawrence County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lawrence County
Lawrence County, IN 44.5 Normal —
Washington County, IN 57.2 Elevated +12.7
Greene County, IN 50.8 Elevated +6.3
Orange County, IN 48.0 Normal +3.5
Monroe County, IN 46.0 Normal +1.5
Martin County, IN 41.4 Normal -3.0
Jackson County, IN 38.7 Normal -5.7

Population Peers

County Score Zone vs. Lawrence County
Charlottesville city, VA 44.4 Normal -0.1
Greene County, NY 44.4 Normal -0.1
McClain County, OK 44.4 Normal -0.1
Stevens County, WA 44.6 Normal +0.1
Cass County, IL 44.3 Normal -0.1

Download Data

Export all distress indicators for Lawrence County as a CSV file.

Find Help in Lawrence County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Lawrence County.

HOOSIER UPLANDS ECONOMIC DEVELOPMENT CORPORATION
Mitchell
812-849-4447 Website
Foreclosure PreventionFinancial CounselingFair HousingHomeless/Displacement

See all counselors in Indiana →

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Lawrence County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

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Frequently Asked Questions

  • What is the distress score for Lawrence County, Indiana?

    Lawrence County has a County Distress Index score of 44.5 out of 100, placing it in the Normal zone. It ranks 2,036th nationally out of 3,144 counties and 44th in Indiana out of 92 counties.

  • What drives financial distress in Lawrence County?

    The primary driver of distress in Lawrence County is Debt & Delinquency, where the county scores 61.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Lawrence County compare to neighboring counties?

    Lawrence County (44.5) can be compared to its 6 neighboring counties: Washington County, IN (57.2); Greene County, IN (50.8); Orange County, IN (48.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lawrence County?

    Lawrence County, Indiana has a population of approximately 45,084 (2023 Census estimate), classified as a small county.