Dearborn County, Indiana

County Distress Index: Normal · 35.3 | 51,215 people · 72nd most distressed in Indiana
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Dearborn County, IN falls within the normal range for household financial distress at 35.3 — 2636th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Indiana, it ranks 72nd of 92 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Dearborn County's primary driver is Employment & Wages at 52.6 — above the national median.

Employment & Wages Primary driver 52.6
Unemployment Rate 3
Wage-to-Rent Ratio 85
Business Formation Rate 70
Debt & Delinquency 49.5
Debt in Collections 40
Medical Debt 52
Student Loan Delinquency 36
Auto Loan Delinquency 63
Credit Card Delinquency 32
Bankruptcy Filing Rate 73
Housing Cost Burden 38.6
Rent-Burdened (30%+) 40
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 72
Homeownership Rate 4
Rent-to-Income Ratio 35
Community Vulnerability 26.1
Uninsured Rate 15
Disability Rate 37
Income & Poverty 9.9
Poverty Rate 7
Income vs. State Median 14
Child Poverty Rate 9

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Dearborn County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Dearborn County
Dearborn County, IN 35.3 Normal —
Ohio County, IN 50.0 Normal +14.6
Hamilton County, OH 48.3 Normal +13.0
Butler County, OH 43.9 Normal +8.5
Ripley County, IN 37.5 Normal +2.2
Boone County, KY 32.2 Healthy -3.1
Franklin County, IN 32.2 Healthy -3.2

Population Peers

County Score Zone vs. Dearborn County
Bingham County, ID 35.4 Normal +0.1
James City County, VA 35.2 Normal -0.1
Rockingham County, VA 35.2 Normal -0.1
Wood County, OH 35.5 Normal +0.2
Greene County, OH 35.5 Normal +0.2

Download Data

Export all distress indicators for Dearborn County as a CSV file.

Find Help in Dearborn County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Dearborn County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Dearborn County, Indiana?

    Dearborn County has a County Distress Index score of 35.3 out of 100, placing it in the Normal zone. It ranks 2,636th nationally out of 3,144 counties and 72nd in Indiana out of 92 counties.

  • What drives financial distress in Dearborn County?

    The primary driver of distress in Dearborn County is Employment & Wages, where the county scores 52.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Dearborn County compare to neighboring counties?

    Dearborn County (35.3) can be compared to its 6 neighboring counties: Ohio County, IN (50.0); Hamilton County, OH (48.3); Butler County, OH (43.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Dearborn County?

    Dearborn County, Indiana has a population of approximately 51,215 (2023 Census estimate), classified as a mid county.