Clinton County, Indiana

County Distress Index: Normal · 38.3 | 32,730 people · 62nd most distressed in Indiana
American Default Research

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Clinton County, IN falls within the normal range for household financial distress at 38.3 — 2453rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Indiana, it ranks 62nd of 92 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clinton County's primary driver is Debt & Delinquency at 54.8 — above the national median.

Debt & Delinquency Primary driver 54.8
Debt in Collections 51
Medical Debt 74
Student Loan Delinquency 38
Auto Loan Delinquency 46
Credit Card Delinquency 42
Bankruptcy Filing Rate 79
Income & Poverty 38.5
Poverty Rate 32
Income vs. State Median 52
Child Poverty Rate 31
Housing Cost Burden 38.1
Rent-Burdened (30%+) 40
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 52
Homeownership Rate 53
Rent-to-Income Ratio 22
Employment & Wages 34.7
Unemployment Rate 4
Wage-to-Rent Ratio 29
Business Formation Rate 71
Community Vulnerability 25.4
Uninsured Rate 44
Disability Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clinton County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clinton County
Clinton County, IN 38.3 Normal —
Howard County, IN 57.5 Elevated +19.2
Tippecanoe County, IN 47.6 Normal +9.3
Montgomery County, IN 43.7 Normal +5.4
Carroll County, IN 34.7 Healthy -3.6
Tipton County, IN 32.1 Healthy -6.2
Boone County, IN 21.0 Healthy -17.3
Hamilton County, IN 16.6 Healthy -21.7

Population Peers

County Score Zone vs. Clinton County
Barron County, WI 38.3 Normal 0.0
Watonwan County, MN 38.3 Normal +0.0
Carbon County, MT 38.3 Normal -0.0
Ottawa County, OH 38.2 Normal -0.1
Crawford County, IL 38.2 Normal -0.1

Download Data

Export all distress indicators for Clinton County as a CSV file.

Find Help in Clinton County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Clinton County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Clinton County, Indiana?

    Clinton County has a County Distress Index score of 38.3 out of 100, placing it in the Normal zone. It ranks 2,453rd nationally out of 3,144 counties and 62nd in Indiana out of 92 counties.

  • What drives financial distress in Clinton County?

    The primary driver of distress in Clinton County is Debt & Delinquency, where the county scores 54.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Clinton County compare to neighboring counties?

    Clinton County (38.3) can be compared to its 7 neighboring counties: Howard County, IN (57.5); Tippecanoe County, IN (47.6); Montgomery County, IN (43.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Clinton County?

    Clinton County, Indiana has a population of approximately 32,730 (2023 Census estimate), classified as a small county.