Clark County, Indiana

County Distress Index: Normal · 43.9 | 125,467 people · 45th most distressed in Indiana
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Clark County, IN falls within the normal range for household financial distress at 43.9 — 2087th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Indiana, it ranks 45th of 92 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clark County's primary driver is Debt & Delinquency at 71.4 — above the national median.

Debt & Delinquency Primary driver 71.4
Debt in Collections 68
Medical Debt 86
Student Loan Delinquency 67
Auto Loan Delinquency 56
Credit Card Delinquency 59
Bankruptcy Filing Rate 92
Housing Cost Burden 59.3
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 47
Mortgage-Burdened (30%+) 74
Homeownership Rate 47
Rent-to-Income Ratio 52
Community Vulnerability 37.1
Uninsured Rate 32
Disability Rate 42
Employment & Wages 30.5
Unemployment Rate 6
Wage-to-Rent Ratio 66
Business Formation Rate 20
Income & Poverty 21.1
Poverty Rate 16
Income vs. State Median 33
Child Poverty Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clark County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clark County
Clark County, IN 43.9 Normal —
Washington County, IN 57.2 Elevated +13.3
Scott County, IN 55.8 Elevated +11.9
Jefferson County, IN 51.0 Elevated +7.1
Jefferson County, KY 47.7 Normal +3.8
Floyd County, IN 38.3 Normal -5.6
Trimble County, KY 37.2 Normal -6.7
Oldham County, KY 15.1 Healthy -28.8

Population Peers

County Score Zone vs. Clark County
Madison County, ID 43.9 Normal +0.0
Wise County, TX 43.9 Normal +0.0
Newton County, MO 43.8 Normal -0.0
Eddy County, NM 44.0 Normal +0.1
Johnson County, MO 43.8 Normal -0.1

Download Data

Export all distress indicators for Clark County as a CSV file.

Find Help in Clark County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Clark County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Clark County, Indiana?

    Clark County has a County Distress Index score of 43.9 out of 100, placing it in the Normal zone. It ranks 2,087th nationally out of 3,144 counties and 45th in Indiana out of 92 counties.

  • What drives financial distress in Clark County?

    The primary driver of distress in Clark County is Debt & Delinquency, where the county scores 71.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Clark County compare to neighboring counties?

    Clark County (43.9) can be compared to its 7 neighboring counties: Washington County, IN (57.2); Scott County, IN (55.8); Jefferson County, IN (51.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Clark County?

    Clark County, Indiana has a population of approximately 125,467 (2023 Census estimate), classified as a mid county.