Ogle County, Illinois

County Distress Index: Normal · 37.6 | 51,265 people · 73rd most distressed in Illinois
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Ogle County, IL falls within the normal range for household financial distress at 37.6 — 2506th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 73rd of 102 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ogle County's primary driver is Employment & Wages at 70.6 — above the national median.

Employment & Wages Primary driver 70.6
Unemployment Rate 88
Wage-to-Rent Ratio 31
Business Formation Rate 92
Debt & Delinquency 37.6
Debt in Collections 24
Medical Debt 7
Student Loan Delinquency 65
Auto Loan Delinquency 44
Credit Card Delinquency 18
Bankruptcy Filing Rate 68
Housing Cost Burden 35.9
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 58
Homeownership Rate 50
Rent-to-Income Ratio 13
Community Vulnerability 26.9
Uninsured Rate 11
Disability Rate 43
Income & Poverty 17.2
Poverty Rate 14
Income vs. State Median 18
Child Poverty Rate 19

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ogle County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ogle County
Ogle County, IL 37.6 Normal —
Winnebago County, IL 56.7 Elevated +19.0
DeKalb County, IL 51.7 Elevated +14.1
Stephenson County, IL 46.3 Normal +8.7
Carroll County, IL 44.3 Normal +6.7
Whiteside County, IL 44.3 Normal +6.6
Boone County, IL 41.6 Normal +4.0
Lee County, IL 38.8 Normal +1.2

Population Peers

County Score Zone vs. Ogle County
Augusta County, VA 37.6 Normal 0.0
Campbell County, KY 37.6 Normal -0.1
Sangamon County, IL 37.4 Normal -0.2
Garfield County, CO 37.9 Normal +0.3
Kenton County, KY 37.4 Normal -0.3

Download Data

Export all distress indicators for Ogle County as a CSV file.

Find Help in Ogle County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Ogle County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Illinois →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Ogle County, Illinois?

    Ogle County has a County Distress Index score of 37.6 out of 100, placing it in the Normal zone. It ranks 2,506th nationally out of 3,144 counties and 73rd in Illinois out of 102 counties.

  • What drives financial distress in Ogle County?

    The primary driver of distress in Ogle County is Employment & Wages, where the county scores 70.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Ogle County compare to neighboring counties?

    Ogle County (37.6) can be compared to its 7 neighboring counties: Winnebago County, IL (56.7); DeKalb County, IL (51.7); Stephenson County, IL (46.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ogle County?

    Ogle County, Illinois has a population of approximately 51,265 (2023 Census estimate), classified as a mid county.