Franklin County, Illinois

County Distress Index: Serious · 65.6 | 37,138 people · 1st most distressed in Illinois

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Franklin County, IL shows significant household financial distress with a score of 65.6 — 470th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Illinois, it ranks 1st of 102 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Franklin County's primary driver is Income & Poverty at 80.8 — worse than roughly 81% of U.S. counties.

Income & Poverty Primary driver 80.8
Poverty Rate 78
Income vs. State Median 91
Child Poverty Rate 73
Employment & Wages 73.0
Unemployment Rate 88
Wage-to-Rent Ratio 36
Business Formation Rate 95
Community Vulnerability 62.9
Uninsured Rate 45
Disability Rate 81
Debt & Delinquency 62.6
Debt in Collections 66
Medical Debt 7
Student Loan Delinquency 91
Auto Loan Delinquency 84
Credit Card Delinquency 63
Bankruptcy Filing Rate 65
Housing Cost Burden 48.5
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 24
Homeownership Rate 48
Rent-to-Income Ratio 49

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Franklin County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Franklin County
Franklin County, IL 65.6 Serious
Jackson County, IL 63.9 Elevated -1.6
Saline County, IL 62.7 Elevated -2.8
Jefferson County, IL 58.7 Elevated -6.9
Williamson County, IL 56.5 Elevated -9.0
Perry County, IL 49.8 Normal -15.8
Hamilton County, IL 46.1 Normal -19.5

Population Peers

County Score Zone vs. Franklin County
Grenada County, MS 65.6 Serious 0.0
Oglala Lakota County, SD 65.6 Serious +0.1
Somerset County, MD 65.5 Serious -0.1
Leake County, MS 65.5 Serious -0.1
Claiborne County, TN 65.6 Serious +0.1

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Find Help in Franklin County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Franklin County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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