In Oglala Lakota County, South Dakota, benefit checks have brought in more money than paychecks since 2020

In 2024, 49 cents of every dollar of income here came from a benefit check: Social Security, Medicare, Medicaid, veterans' benefits and the like (49.2%, Bureau of Economic Analysis). Across the country it was 18 cents.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 66 counties in South Dakota
84score /100

More distressed than 84% of U.S. counties.

What drives Oglala Lakota County's score

In Oglala Lakota County, jobs weigh most: the score for jobs is 90.0. About three in five adults aged 25 to 54 (63.2%, 2020 to 2024) aren't working, a higher share than in 95% of U.S. counties. Income and the safety net comes next, at 77.4.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Oglala Lakota County does better than most counties on two measures: people with a disability (10.7%, 2020 to 2024) and renters paying half their income or more in rent (15.8%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Oglala Lakota County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    90.0 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      63.2% · 2020 to 2024
      95th percentile
    • Unemployment rate, 12-month average
      5.2% · Sep 2025 to Aug 2026
      85th percentile
  • Income and safety net

    77.4 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      39.7% · 2024
      95th percentile
    • People with a disability
      10.7% · 2020 to 2024
      6th percentile
    • Median household income (lower income, longer bar)
      $44,706 · 2024
      95th percentile
    • People below the poverty line
      35.8% · 2024
      95th percentile
    • People without health insurance
      44.6% · 2020 to 2024
      95th percentile
  • Late payments

    68.6 of 100

    Credit records, August 2025

    • People with a car or retail loan behind
      19.0% · August 2025
      95th percentile
    • People with a credit card behind
      16.9% · August 2025
      95th percentile
    • People with a subprime credit score
      not published for this county; scored at the state median
      15th percentile
  • Housing costs

    63.7 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      27.2% · fiscal year 2027
      91st percentile
    • Renters paying half their income or more in rent
      15.8% · 2020 to 2024
      36th percentile
  • Collections and bankruptcy

    53.8 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      47.2% · August 2025
      95th percentile
    • Bankruptcy filings per 100,000 people
      not published for this county; scored at the state median · 2025
      12th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Oglala Lakota County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Oglala Lakota County

42 9 49

South Dakota

58 25 17

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Oglala Lakota County in 2024, pay from work was 42 cents of every dollar of income. Income from investments and rentals was 9 cents. Benefit checks were 49 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

In 1969, pay was 74 cents of every dollar here and benefit checks were 20 cents.

In Oglala Lakota County, benefit checks have brought in more than pay since 2020

Benefit checks and pay from work as shares of all personal income, Oglala Lakota County, South Dakota: 49.2% and 41.9% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 49.2% Pay 41.9% 0%20%40%60%80% 196920002024 Benefits 49.2% Pay 41.9%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Oglala Lakota County, South Dakota American Default · americandefault.org

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The quote: In 2024, benefit checks made up 49.2% of all personal income in Oglala Lakota County, South Dakota (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Oglala Lakota County, 7.5% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Oglala Lakota County has changed

The number of people living in Oglala Lakota County grew by about 64% between 1969 and 2024, from 8,144 to 13,360. The number of jobs located there more than doubled from 2015 to 2024.

Unemployment fell from 13.4% in 1990 to 5.2% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 8,144 2024 13,360 BEA
Jobs located in the countyBLS QCEW 2015 1,822 2024 3,797 BLS QCEW
Unemployment rateBLS LAUS 1990 13.4% 2025 5.2% BLS LAUS
People below the poverty lineCensus SAIPE 2015 44.2% 2024 35.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 2015 $30,391 2024 $44,706 Census SAIPE
Share of income from benefit checksBEA 1969 19.6% 2024 49.2% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Oglala Lakota County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 13,672, which is also its most recent census. Census Bureau

  2. 1875

    The county was created as a part of the Dakota Territory in 1875. Wikipedia

  3. 1999

    Tornado: $3.2 million in property damage, one death. NOAA Storm Events Database

  4. 2001

    Lightning: one death. NOAA Storm Events Database

  5. 2006

    Thunderstorm wind: one death. NOAA Storm Events Database

Storms are listed if they did $1 million or more in damage or killed someone.

Oglala Lakota County beside its neighbors

Oglala Lakota County scores higher than all eight counties that border it, in South Dakota and Nebraska. Of the group, Oglala Lakota County gets the largest share of its income from benefit checks (49.2%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Oglala Lakota County, SD 84 1st of 66 35.8% 49.2%
Jackson County, SD 60 6th of 66 29.1% 33.8%
Bennett County, SD 51 8th of 66 29.4% 33.2%
Fall River County, SD 36 11th of 66 11.7% 36.3%
Dawes County, NE 31 10th of 93 15.9% 27.0%
Sheridan County, NE 20 27th of 93 14.1% 24.7%
Pennington County, SD 19 17th of 66 9.8% 20.0%
Cherry County, NE 10 53rd of 93 10.2% 20.9%
Custer County, SD 2 51st of 66 9.6% 23.5%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Oglala Lakota County the poorest county in South Dakota?

No, Oglala Lakota County's poverty rate was 35.8% in 2024, 4th highest of 66 in South Dakota (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Ziebach County, at 45.8%. On our distress index, which counts more than poverty, Oglala Lakota County ranks 1st of 66 in the state.

Oglala Lakota County in photographs

Places in Oglala Lakota County from Wikimedia Commons, each captioned in its photographer's own words.

SD and Oglala Lakota Nation

SD and Oglala Lakota Nation.

Photo: Steve Elliott from UK via Wikimedia Commons, CC BY-SA 2.0

Oglala Lakota County, South Dakota: common questions

What is the poverty rate in Oglala Lakota County, South Dakota?

35.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in three people. Among children it was 39.7%.

Is Oglala Lakota County the poorest county in South Dakota?

No, Oglala Lakota County's poverty rate was 35.8% in 2024, 4th highest of 66 in South Dakota (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Ziebach County, at 45.8%. On our distress index, which counts more than poverty, Oglala Lakota County ranks 1st of 66 in the state.

What is the population of Oglala Lakota County, South Dakota?

About 13,360 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 13,672, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Oglala Lakota County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

South Dakota foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Oglala Lakota County · Every U.S. county (CSV)

Cite this Oglala Lakota County, South Dakota, scores 84 on the County Distress Index (data through Aug 2026): more distressed than 84% of U.S. counties · American Default Research · americandefault.org/counties/south-dakota/oglala-lakota-county-sd/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Oglala Lakota County comes from, 2024.
  • History The agencies named in each row and the linked records above.