Edwards County, Illinois

County Distress Index: Normal · 46.0 | 5,968 people · 44th most distressed in Illinois

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Edwards County, IL falls within the normal range for household financial distress at 46.0 — 1904th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 44th of 102 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Edwards County's primary driver is Employment & Wages at 66.5 — above the national median.

Employment & Wages Primary driver 66.5
Unemployment Rate 78
Wage-to-Rent Ratio 51
Business Formation Rate 70
Community Vulnerability 63.5
Uninsured Rate 45
Disability Rate 82
Income & Poverty 54.4
Poverty Rate 53
Income vs. State Median 72
Child Poverty Rate 38
Debt & Delinquency 27.1
Debt in Collections 19
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 58
Credit Card Delinquency 11
Bankruptcy Filing Rate 18
Housing Cost Burden 18.3
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 5
Homeownership Rate 23
Rent-to-Income Ratio 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Edwards County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Edwards County
Edwards County, IL 46.0 Normal
Wayne County, IL 53.4 Elevated +7.5
White County, IL 51.3 Elevated +5.3
Wabash County, IL 49.0 Normal +3.0
Richland County, IL 47.1 Normal +1.1

Population Peers

County Score Zone vs. Edwards County
Monroe County, MO 46.0 Normal +0.0
Clearwater County, MN 46.0 Normal +0.1
Loup County, NE 46.1 Normal +0.1
Sitka City and Borough, AK 45.8 Normal -0.1
Hitchcock County, NE 45.8 Normal -0.1

Download Data

Export all distress indicators for Edwards County as a CSV file.

Find Help in Edwards County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Edwards County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.