Clinton County, Illinois

County Distress Index: Healthy · 30.9 | 36,785 people · 97th most distressed in Illinois

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Clinton County, IL ranks among the least distressed counties in the country at 30.9 — 2858th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 97th of 102 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clinton County's primary driver is Employment & Wages at 73.7 — above the national median.

Employment & Wages Primary driver 73.7
Unemployment Rate 52
Wage-to-Rent Ratio 76
Business Formation Rate 92
Housing Cost Burden 36.6
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 60
Mortgage-Burdened (30%+) 40
Homeownership Rate 22
Rent-to-Income Ratio 8
Community Vulnerability 22.8
Uninsured Rate 16
Disability Rate 29
Debt & Delinquency 14.3
Debt in Collections 12
Medical Debt 7
Student Loan Delinquency 12
Auto Loan Delinquency 16
Credit Card Delinquency 6
Bankruptcy Filing Rate 34
Income & Poverty 7.0
Poverty Rate 5
Income vs. State Median 9
Child Poverty Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clinton County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clinton County
Clinton County, IL 30.9 Healthy
Marion County, IL 58.5 Elevated +27.6
St. Clair County, IL 54.6 Elevated +23.8
Fayette County, IL 52.7 Elevated +21.8
Madison County, IL 44.2 Normal +13.3
Bond County, IL 42.3 Normal +11.5
Washington County, IL 23.9 Healthy -7.0

Population Peers

County Score Zone vs. Clinton County
Cass County, NE 30.8 Healthy -0.0
Oconto County, WI 30.9 Healthy +0.1
Brown County, MN 30.9 Healthy +0.1
Louisa County, IA 31.0 Healthy +0.1
Summit County, CO 31.0 Healthy +0.2

Download Data

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Find Help in Clinton County

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Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Clinton County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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