Christian County, Illinois

County Distress Index: Normal · 45.4 | 33,228 people · 48th most distressed in Illinois

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Christian County, IL falls within the normal range for household financial distress at 45.4 — 1945th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 48th of 102 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Christian County's primary driver is Employment & Wages at 70.3 — above the national median.

Employment & Wages Primary driver 70.3
Unemployment Rate 83
Wage-to-Rent Ratio 29
Business Formation Rate 98
Debt & Delinquency 52.5
Debt in Collections 32
Medical Debt 7
Student Loan Delinquency 67
Auto Loan Delinquency 67
Credit Card Delinquency 84
Bankruptcy Filing Rate 59
Housing Cost Burden 40.3
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 43
Homeownership Rate 51
Rent-to-Income Ratio 6
Income & Poverty 36.0
Poverty Rate 38
Income vs. State Median 28
Child Poverty Rate 41
Community Vulnerability 27.8
Uninsured Rate 11
Disability Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Christian County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Christian County
Christian County, IL 45.4 Normal
Macon County, IL 49.5 Normal +4.1
Montgomery County, IL 47.4 Normal +2.0
Sangamon County, IL 37.4 Normal -7.9
Shelby County, IL 35.7 Normal -9.7

Population Peers

County Score Zone vs. Christian County
Martin County, MN 45.4 Normal +0.0
Essex County, NY 45.4 Normal -0.0
Jerome County, ID 45.4 Normal -0.0
Houghton County, MI 45.3 Normal -0.1
Linn County, MO 45.4 Normal +0.1

Download Data

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Find Help in Christian County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Christian County.

C.E.F.S. - CHRISTIAN COUNTY OUTREACH OFFICE
TAYLORVILLE
Foreclosure PreventionFinancial CounselingFair HousingHome Improvement/Rehab

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Christian County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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