Gem County, Idaho

County Distress Index: Normal · 45.1 | 21,071 people · 19th most distressed in Idaho

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Gem County, ID falls within the normal range for household financial distress at 45.1 — 1977th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Idaho, it ranks 19th of 44 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gem County's primary driver is Community Vulnerability at 71.5 — above the national median.

Community Vulnerability Primary driver 71.5
Uninsured Rate 77
Disability Rate 66
Employment & Wages 46.7
Unemployment Rate 38
Wage-to-Rent Ratio 85
Business Formation Rate 18
Income & Poverty 40.1
Poverty Rate 28
Income vs. State Median 68
Child Poverty Rate 25
Housing Cost Burden 38.5
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 8
Mortgage-Burdened (30%+) 57
Homeownership Rate 38
Rent-to-Income Ratio 66
Debt & Delinquency 28.8
Debt in Collections 31
Medical Debt 24
Student Loan Delinquency 34
Auto Loan Delinquency 30
Credit Card Delinquency 13
Bankruptcy Filing Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gem County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gem County
Gem County, ID 45.1 Normal
Washington County, ID 57.6 Elevated +12.5
Canyon County, ID 51.1 Elevated +6.0
Adams County, ID 44.8 Normal -0.3
Payette County, ID 42.3 Normal -2.8
Boise County, ID 41.4 Normal -3.7
Ada County, ID 32.1 Healthy -13.0
Valley County, ID 27.2 Healthy -17.9

Population Peers

County Score Zone vs. Gem County
Snyder County, PA 45.1 Normal -0.0
West Feliciana Parish, LA 45.2 Normal +0.1
Beadle County, SD 45.2 Normal +0.1
Smith County, TN 45.2 Normal +0.1
Clay County, IN 45.0 Normal -0.1

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