White County, Georgia

County Distress Index: Normal · 49.0 | 29,026 people · 139th most distressed in Georgia
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White County, GA falls within the normal range for household financial distress at 49.0 — 1674th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Georgia, it ranks 139th of 159 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. White County's primary driver is Community Vulnerability at 68.8 — above the national median.

Community Vulnerability Primary driver 68.8
Uninsured Rate 79
Disability Rate 59
Debt & Delinquency 60.2
Debt in Collections 63
Medical Debt 87
Student Loan Delinquency 56
Auto Loan Delinquency 49
Credit Card Delinquency 54
Bankruptcy Filing Rate 54
Housing Cost Burden 49.1
Rent-Burdened (30%+) 41
Severely Rent-Burdened (50%+) 56
Mortgage-Burdened (30%+) 67
Homeownership Rate 30
Rent-to-Income Ratio 50
Employment & Wages 40.1
Unemployment Rate 10
Wage-to-Rent Ratio 92
Business Formation Rate 18
Income & Poverty 26.6
Poverty Rate 27
Income vs. State Median 15
Child Poverty Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How White County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. White County
White County, GA 49.0 Normal —
Towns County, GA 50.9 Elevated +1.9
Lumpkin County, GA 50.1 Elevated +1.1
Habersham County, GA 49.4 Normal +0.4
Hall County, GA 49.3 Normal +0.3
Union County, GA 45.7 Normal -3.2

Population Peers

County Score Zone vs. White County
Wabash County, IL 49.0 Normal 0.0
Clarion County, PA 49.0 Normal -0.0
Franklin County, NY 49.0 Normal -0.0
Big Horn County, WY 49.0 Normal +0.0
Owen County, KY 49.0 Normal +0.1

Download Data

Export all distress indicators for White County as a CSV file.

Find Help in White County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving White County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for White County, Georgia?

    White County has a County Distress Index score of 49.0 out of 100, placing it in the Normal zone. It ranks 1,674th nationally out of 3,144 counties and 139th in Georgia out of 159 counties.

  • What drives financial distress in White County?

    The primary driver of distress in White County is Community Vulnerability, where the county scores 68.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does White County compare to neighboring counties?

    White County (49.0) can be compared to its 5 neighboring counties: Towns County, GA (50.9); Lumpkin County, GA (50.1); Habersham County, GA (49.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of White County?

    White County, Georgia has a population of approximately 29,026 (2023 Census estimate), classified as a small county.