Twiggs County, Georgia

County Distress Index: Serious · 67.2 | 7,691 people · 60th most distressed in Georgia
American Default Research

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Twiggs County, GA shows significant household financial distress with a score of 67.2 — 364th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 60th of 159 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Twiggs County's primary driver is Debt & Delinquency at 86.1 — worse than roughly 86% of U.S. counties.

Debt & Delinquency Primary driver 86.1
Debt in Collections 85
Medical Debt 81
Student Loan Delinquency 85
Auto Loan Delinquency 90
Credit Card Delinquency 82
Bankruptcy Filing Rate 94
Community Vulnerability 85.5
Uninsured Rate 80
Disability Rate 91
Income & Poverty 83.4
Poverty Rate 89
Income vs. State Median 69
Child Poverty Rate 92
Employment & Wages 56.5
Unemployment Rate 61
Wage-to-Rent Ratio 92
Business Formation Rate 16
Housing Cost Burden 24.5
Rent-Burdened (30%+) 10
Severely Rent-Burdened (50%+) 8
Mortgage-Burdened (30%+) 5
Homeownership Rate 5
Rent-to-Income Ratio 95

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Twiggs County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Twiggs County
Twiggs County, GA 67.2 Serious —
Bibb County, GA 76.1 Serious +8.9
Laurens County, GA 62.4 Elevated -4.8
Wilkinson County, GA 62.4 Elevated -4.8
Bleckley County, GA 61.3 Elevated -5.9
Houston County, GA 52.8 Elevated -14.4
Jones County, GA 50.5 Elevated -16.7

Population Peers

County Score Zone vs. Twiggs County
Atkinson County, GA 67.2 Serious 0.0
Haskell County, TX 67.3 Serious +0.0
Hudspeth County, TX 67.3 Serious +0.0
Owsley County, KY 67.2 Serious -0.0
Kinney County, TX 67.3 Serious +0.1

Download Data

Export all distress indicators for Twiggs County as a CSV file.

Find Help in Twiggs County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Twiggs County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Twiggs County, Georgia?

    Twiggs County has a County Distress Index score of 67.2 out of 100, placing it in the Serious zone. It ranks 364th nationally out of 3,144 counties and 60th in Georgia out of 159 counties.

  • What drives financial distress in Twiggs County?

    The primary driver of distress in Twiggs County is Debt & Delinquency, where the county scores 86.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Twiggs County compare to neighboring counties?

    Twiggs County (67.2) can be compared to its 6 neighboring counties: Bibb County, GA (76.1); Laurens County, GA (62.4); Wilkinson County, GA (62.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Twiggs County?

    Twiggs County, Georgia has a population of approximately 7,691 (2023 Census estimate), classified as a tiny county.