Toombs County, Georgia

County Distress Index: Serious · 67.5 | 27,040 people · 56th most distressed in Georgia
American Default Research

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Toombs County, GA shows significant household financial distress with a score of 67.5 — 342nd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Georgia, it ranks 56th of 159 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Toombs County's primary driver is Income & Poverty at 87.5 — worse than roughly 88% of U.S. counties.

Income & Poverty Primary driver 87.5
Poverty Rate 92
Income vs. State Median 76
Child Poverty Rate 94
Debt & Delinquency 79.1
Debt in Collections 90
Medical Debt 95
Student Loan Delinquency 94
Auto Loan Delinquency 86
Credit Card Delinquency 63
Bankruptcy Filing Rate 46
Community Vulnerability 72.9
Uninsured Rate 92
Disability Rate 54
Housing Cost Burden 49.7
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 17
Homeownership Rate 83
Rent-to-Income Ratio 73
Employment & Wages 48.2
Unemployment Rate 69
Wage-to-Rent Ratio 54
Business Formation Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Toombs County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Toombs County
Toombs County, GA 67.5 Serious —
Emanuel County, GA 70.3 Serious +2.8
Candler County, GA 69.8 Serious +2.4
Treutlen County, GA 69.6 Serious +2.1
Jeff Davis County, GA 67.1 Serious -0.3
Tattnall County, GA 67.1 Serious -0.4
Montgomery County, GA 61.3 Elevated -6.2
Appling County, GA 58.4 Elevated -9.1

Population Peers

County Score Zone vs. Toombs County
Camp County, TX 67.5 Serious -0.0
Bienville Parish, LA 67.5 Serious +0.0
Marion County, SC 67.4 Serious -0.0
Evangeline Parish, LA 67.5 Serious +0.1
Sunflower County, MS 67.4 Serious -0.1

Download Data

Export all distress indicators for Toombs County as a CSV file.

Find Help in Toombs County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Toombs County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Toombs County, Georgia?

    Toombs County has a County Distress Index score of 67.5 out of 100, placing it in the Serious zone. It ranks 342nd nationally out of 3,144 counties and 56th in Georgia out of 159 counties.

  • What drives financial distress in Toombs County?

    The primary driver of distress in Toombs County is Income & Poverty, where the county scores 87.5 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Toombs County compare to neighboring counties?

    Toombs County (67.5) can be compared to its 7 neighboring counties: Emanuel County, GA (70.3); Candler County, GA (69.8); Treutlen County, GA (69.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Toombs County?

    Toombs County, Georgia has a population of approximately 27,040 (2023 Census estimate), classified as a small county.