Muscogee County, Georgia

County Distress Index: Serious · 71.1 | 201,877 people · 23rd most distressed in Georgia
American Default Research

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Muscogee County, GA shows significant household financial distress with a score of 71.1 — 158th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 23rd of 159 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Muscogee County's primary driver is Debt & Delinquency at 94.2 — worse than roughly 94% of U.S. counties.

Debt & Delinquency Primary driver 94.2
Debt in Collections 98
Medical Debt 96
Student Loan Delinquency 97
Auto Loan Delinquency 85
Credit Card Delinquency 95
Bankruptcy Filing Rate 95
Housing Cost Burden 80.2
Rent-Burdened (30%+) 83
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 58
Homeownership Rate 98
Rent-to-Income Ratio 79
Income & Poverty 76.9
Poverty Rate 88
Income vs. State Median 61
Child Poverty Rate 81
Community Vulnerability 68.4
Uninsured Rate 73
Disability Rate 64
Employment & Wages 35.6
Unemployment Rate 58
Wage-to-Rent Ratio 36
Business Formation Rate 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Muscogee County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Muscogee County
Muscogee County, GA 71.1 Serious —
Russell County, AL 73.0 Serious +1.9
Talbot County, GA 72.7 Serious +1.6
Chattahoochee County, GA 52.3 Elevated -18.8
Lee County, AL 51.1 Elevated -20.0
Harris County, GA 35.5 Normal -35.6

Population Peers

County Score Zone vs. Muscogee County
Imperial County, CA 70.9 Serious -0.2
Polk County, TX 70.8 Serious -0.2
Carter County, TN 71.4 Serious +0.3
Navajo County, AZ 71.4 Serious +0.3
Comanche County, OK 70.7 Serious -0.4

Download Data

Export all distress indicators for Muscogee County as a CSV file.

Find Help in Muscogee County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Muscogee County.

COLUMBUS HOUSING INITIATIVE, INC. DBA NEIGHBORWORKS COLUMBUS
Columbus
706-324-4663 Website
Financial CounselingFinancial CounselingFair HousingPost-Purchase
URBAN LEAGUE OF GREATER COLUMBUS, INC
Columbus
706-322-6840
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Georgia →

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Muscogee County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Georgia →

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Frequently Asked Questions

  • What is the distress score for Muscogee County, Georgia?

    Muscogee County has a County Distress Index score of 71.1 out of 100, placing it in the Serious zone. It ranks 158th nationally out of 3,144 counties and 23rd in Georgia out of 159 counties.

  • What drives financial distress in Muscogee County?

    The primary driver of distress in Muscogee County is Debt & Delinquency, where the county scores 94.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Muscogee County compare to neighboring counties?

    Muscogee County (71.1) can be compared to its 5 neighboring counties: Russell County, AL (73.0); Talbot County, GA (72.7); Chattahoochee County, GA (52.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Muscogee County?

    Muscogee County, Georgia has a population of approximately 201,877 (2023 Census estimate), classified as a mid county.