Liberty County, Georgia

County Distress Index: Serious · 67.5 | 69,210 people · 57th most distressed in Georgia

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Liberty County, GA shows significant household financial distress with a score of 67.5 — 345th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 57th of 159 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Liberty County's primary driver is Debt & Delinquency at 91.7 — worse than roughly 92% of U.S. counties.

Debt & Delinquency Primary driver 91.7
Debt in Collections 97
Medical Debt 97
Student Loan Delinquency 92
Auto Loan Delinquency 78
Credit Card Delinquency 97
Bankruptcy Filing Rate 88
Housing Cost Burden 76.7
Rent-Burdened (30%+) 76
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 73
Homeownership Rate 98
Rent-to-Income Ratio 94
Community Vulnerability 59.5
Uninsured Rate 69
Disability Rate 50
Income & Poverty 58.3
Poverty Rate 69
Income vs. State Median 38
Child Poverty Rate 68
Employment & Wages 51.1
Unemployment Rate 52
Wage-to-Rent Ratio 87
Business Formation Rate 14

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Liberty County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Liberty County
Liberty County, GA 67.5 Serious
McIntosh County, GA 69.7 Serious +2.3
Tattnall County, GA 67.1 Serious -0.4
Evans County, GA 65.8 Serious -1.7
Chatham County, GA 65.5 Serious -1.9
Long County, GA 64.9 Elevated -2.5
Bryan County, GA 41.5 Normal -26.0

Population Peers

County Score Zone vs. Liberty County
Liberty County, TX 67.5 Serious +0.0
Hamblen County, TN 67.5 Serious +0.1
Nye County, NV 67.4 Serious -0.1
Yuba County, CA 67.6 Serious +0.1
Lowndes County, GA 67.7 Serious +0.2

Download Data

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Find Help in Liberty County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Liberty County.

JCVISION AND ASSOCIATES, INC
Hinesville
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Liberty County residents at no cost.

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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