Lamar County, Georgia

County Distress Index: Elevated · 54.6 | 20,401 people · 117th most distressed in Georgia

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Lamar County, GA registers elevated household financial distress with a score of 54.6 — 1236th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 117th of 159 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lamar County's primary driver is Debt & Delinquency at 85.1 — worse than roughly 85% of U.S. counties.

Debt & Delinquency Primary driver 85.1
Debt in Collections 83
Medical Debt 88
Student Loan Delinquency 97
Auto Loan Delinquency 77
Credit Card Delinquency 92
Bankruptcy Filing Rate 74
Community Vulnerability 62.5
Uninsured Rate 66
Disability Rate 59
Income & Poverty 45.7
Poverty Rate 56
Income vs. State Median 21
Child Poverty Rate 60
Housing Cost Burden 40.9
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 86
Homeownership Rate 40
Rent-to-Income Ratio 22
Employment & Wages 39.0
Unemployment Rate 69
Wage-to-Rent Ratio 32
Business Formation Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lamar County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lamar County
Lamar County, GA 54.6 Elevated
Spalding County, GA 70.3 Serious +15.7
Upson County, GA 66.6 Serious +11.9
Butts County, GA 61.6 Elevated +7.0
Pike County, GA 47.7 Normal -6.9
Monroe County, GA 40.3 Normal -14.4

Population Peers

County Score Zone vs. Lamar County
Dade County, GA 54.7 Elevated +0.0
Jackson County, NC 54.7 Elevated +0.0
Simpson County, KY 54.6 Elevated -0.0
Callahan County, TX 54.7 Elevated +0.1
Hardin County, OH 54.6 Elevated -0.1

Download Data

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Find Help in Lamar County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Lamar County residents at no cost.

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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