Jones County, Georgia

County Distress Index: Elevated · 50.5 | 28,969 people · 133rd most distressed in Georgia
American Default Research

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Jones County, GA registers elevated household financial distress with a score of 50.5 — 1553rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 133rd of 159 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jones County's primary driver is Debt & Delinquency at 66.8 — above the national median.

Debt & Delinquency Primary driver 66.8
Debt in Collections 73
Medical Debt 73
Student Loan Delinquency 66
Auto Loan Delinquency 40
Credit Card Delinquency 56
Bankruptcy Filing Rate 93
Housing Cost Burden 53.3
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 42
Homeownership Rate 3
Rent-to-Income Ratio 74
Employment & Wages 49.7
Unemployment Rate 34
Wage-to-Rent Ratio 89
Business Formation Rate 26
Community Vulnerability 45.8
Uninsured Rate 47
Disability Rate 44
Income & Poverty 36.8
Poverty Rate 43
Income vs. State Median 18
Child Poverty Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jones County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jones County
Jones County, GA 50.5 Elevated —
Bibb County, GA 76.1 Serious +25.6
Baldwin County, GA 73.3 Serious +22.8
Twiggs County, GA 67.2 Serious +16.7
Wilkinson County, GA 62.4 Elevated +11.9
Putnam County, GA 61.8 Elevated +11.4
Jasper County, GA 56.4 Elevated +6.0
Monroe County, GA 40.3 Normal -10.2

Population Peers

County Score Zone vs. Jones County
Henry County, AL 50.5 Elevated 0.0
Schoharie County, NY 50.5 Elevated -0.0
Yates County, NY 50.5 Elevated +0.0
Noble County, OH 50.5 Elevated -0.0
Mason County, WV 50.4 Elevated -0.0

Download Data

Export all distress indicators for Jones County as a CSV file.

Find Help in Jones County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Jones County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Jones County, Georgia?

    Jones County has a County Distress Index score of 50.5 out of 100, placing it in the Elevated zone. It ranks 1,553rd nationally out of 3,144 counties and 133rd in Georgia out of 159 counties.

  • What drives financial distress in Jones County?

    The primary driver of distress in Jones County is Debt & Delinquency, where the county scores 66.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Jones County compare to neighboring counties?

    Jones County (50.5) can be compared to its 7 neighboring counties: Bibb County, GA (76.1); Baldwin County, GA (73.3); Twiggs County, GA (67.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Jones County?

    Jones County, Georgia has a population of approximately 28,969 (2023 Census estimate), classified as a small county.