Candler County, Georgia

County Distress Index: Serious · 69.8 | 11,059 people · 32nd most distressed in Georgia
American Default Research

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Candler County, GA shows significant household financial distress with a score of 69.8 — 216th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Georgia, it ranks 32nd of 159 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Candler County's primary driver is Community Vulnerability at 89.9 — worse than roughly 90% of U.S. counties.

Community Vulnerability Primary driver 89.9
Uninsured Rate 93
Disability Rate 87
Income & Poverty 85.5
Poverty Rate 90
Income vs. State Median 74
Child Poverty Rate 93
Debt & Delinquency 83.7
Debt in Collections 92
Medical Debt 90
Student Loan Delinquency 85
Auto Loan Delinquency 95
Credit Card Delinquency 89
Bankruptcy Filing Rate 50
Housing Cost Burden 54.2
Rent-Burdened (30%+) 12
Severely Rent-Burdened (50%+) 46
Mortgage-Burdened (30%+) 53
Homeownership Rate 89
Rent-to-Income Ratio 71
Employment & Wages 36.0
Unemployment Rate 23
Wage-to-Rent Ratio 58
Business Formation Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Candler County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Candler County
Candler County, GA 69.8 Serious —
Emanuel County, GA 70.3 Serious +0.5
Toombs County, GA 67.5 Serious -2.4
Tattnall County, GA 67.1 Serious -2.8
Bulloch County, GA 66.6 Serious -3.3
Evans County, GA 65.8 Serious -4.0

Population Peers

County Score Zone vs. Candler County
Torrance County, NM 69.8 Serious 0.0
Haywood County, TN 69.8 Serious +0.0
Elbert County, GA 69.8 Serious -0.0
Howard County, AR 69.9 Serious +0.1
Mississippi County, AR 69.7 Serious -0.1

Download Data

Export all distress indicators for Candler County as a CSV file.

Find Help in Candler County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Candler County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Candler County, Georgia?

    Candler County has a County Distress Index score of 69.8 out of 100, placing it in the Serious zone. It ranks 216th nationally out of 3,144 counties and 32nd in Georgia out of 159 counties.

  • What drives financial distress in Candler County?

    The primary driver of distress in Candler County is Community Vulnerability, where the county scores 89.9 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Candler County compare to neighboring counties?

    Candler County (69.8) can be compared to its 5 neighboring counties: Emanuel County, GA (70.3); Toombs County, GA (67.5); Tattnall County, GA (67.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Candler County?

    Candler County, Georgia has a population of approximately 11,059 (2023 Census estimate), classified as a small county.