Bulloch County, Georgia

County Distress Index: Serious · 66.6 | 84,327 people · 66th most distressed in Georgia
American Default Research

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Bulloch County, GA shows significant household financial distress with a score of 66.6 — 403rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 66th of 159 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bulloch County's primary driver is Debt & Delinquency at 79.7 — worse than roughly 80% of U.S. counties.

Debt & Delinquency Primary driver 79.7
Debt in Collections 87
Medical Debt 98
Student Loan Delinquency 95
Auto Loan Delinquency 71
Credit Card Delinquency 58
Bankruptcy Filing Rate 70
Housing Cost Burden 77.4
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 53
Homeownership Rate 97
Rent-to-Income Ratio 84
Income & Poverty 72.3
Poverty Rate 94
Income vs. State Median 51
Child Poverty Rate 72
Community Vulnerability 58.3
Uninsured Rate 77
Disability Rate 40
Employment & Wages 45.3
Unemployment Rate 38
Wage-to-Rent Ratio 80
Business Formation Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bulloch County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bulloch County
Bulloch County, GA 66.6 Serious —
Emanuel County, GA 70.3 Serious +3.7
Jenkins County, GA 70.2 Serious +3.6
Candler County, GA 69.8 Serious +3.3
Screven County, GA 66.0 Serious -0.6
Evans County, GA 65.8 Serious -0.8
Effingham County, GA 41.9 Normal -24.7
Bryan County, GA 41.5 Normal -25.1

Population Peers

County Score Zone vs. Bulloch County
Jefferson County, AR 66.6 Serious +0.0
Rapides Parish, LA 66.4 Serious -0.2
Pike County, KY 66.8 Serious +0.2
Potter County, TX 66.8 Serious +0.2
Troup County, GA 66.3 Serious -0.2

Download Data

Export all distress indicators for Bulloch County as a CSV file.

Find Help in Bulloch County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Bulloch County.

CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCH
STATESBORO
912-691-2227 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Georgia →

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Bulloch County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Bulloch County, Georgia?

    Bulloch County has a County Distress Index score of 66.6 out of 100, placing it in the Serious zone. It ranks 403rd nationally out of 3,144 counties and 66th in Georgia out of 159 counties.

  • What drives financial distress in Bulloch County?

    The primary driver of distress in Bulloch County is Debt & Delinquency, where the county scores 79.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Bulloch County compare to neighboring counties?

    Bulloch County (66.6) can be compared to its 7 neighboring counties: Emanuel County, GA (70.3); Jenkins County, GA (70.2); Candler County, GA (69.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Bulloch County?

    Bulloch County, Georgia has a population of approximately 84,327 (2023 Census estimate), classified as a mid county.